Polk County property record for 718 Laurel Pointe Ct, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,577 sqft · built 1981 |
| Lot Size | 0.291 acres (12,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Nov 2019) |
| Tax Bill | $3,729 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-06-277760-000180 |
| Primary APN | 24-29-06-277760-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| Gross Area | 2,259 sqft |
| 1st Floor Area | 1,577 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,685 sqft (0.291 acres) |
| Lot Dimensions | 112 ft deep x 69.2 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Pool Area | 450 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 510 sqft |
| Cooling System | Central |
|---|
| Street Address | 718 LAUREL POINTE CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | LAUREL POINTE PB 65 PG 33 LOT 18 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAUREL POINTE |
| Legal Tract | 277760 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11836 |
Source: Polk County records · APN 24-29-06-277760-000180
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 718 LAUREL POINTE CT, LAKELAND, FL 33813-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| May 04, 2018 | Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Nov 07, 2013 · Amount on Record |
| Deed Document Number | 2019247935 |
| Deed Book / Page | 11049 / 1489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 21, 2019 |
| Property Address | 718 LAUREL POINTE CT, LAKELAND, FL 33813-1744 |
| Document Number | 0110491489 |
| Book / Page | 011049 / 001489 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 247935 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 718 LAUREL POINTE CT LAKELAND FL 338131744, LAKELAND, FL 33813-1744 |
| Document Number | 110491491 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 011049/001491 |
| Instrument | 247936 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 718 LAUREL POINTE CT, LAKELAND, FL 33813-1744 |
| Document Number | 0105431879 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 718 LAUREL POINTE CT LAKELAND FL 338131744, LAKELAND, FL 33813-1744 |
| Document Number | 0105431879 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 010543/001879 |
| Instrument | 146363 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,729.00 (+5.88%) Homeowner's exemption | $249,915 (+5.99%) | $325,713 (+0.08%) Land $52,000 Building $273,713 |
| 2023 | $3,522.00 (+2.86%) Homeowner's exemption | $235,798 (+3%) | $325,464 (+16.66%) Land $50,000 Building $275,464 |
| 2022 | $3,424.00 Homeowner's exemption | $228,930 | $278,987 Land $48,000 Building $230,987 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKELAND serves 193,297 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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