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718 Gardner Rd, Westchester, IL 60154 Property Records

Cook County property record for 718 Gardner Rd, Westchester, IL 60154

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1943
Lot Size0.109 acres (4,725 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Sep 1999)
Tax Bill$1,169 (2023)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone AE (high risk)
APN15-16-403-107

Property Details

APN / Parcel Number

Primary APN15-16-403-107
Alternative APN
  • 15-16-403-107-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,020 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,725 sqft (0.109 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address718 GARDNER RD
CityWESTCHESTER
StateIL
Zip60154-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAM (ZELOSKYS)(SECOND) TERMINAL ADD TO (WESTCHEST ER) IN SH EH SEC 16-39-12
Legal Range12E
Legal Township39N
Legal Section16
Legal SubdivisionZELOSKYS SECOND
Legal Lot Number552,5
JurisdictionCOOK IL
Township / Civil DivisionPROVISO
Census Block Group1
Census Block1011
Census Tract818200

Owner

718 Gardner Rd is owned and occupied by an individual who bought it in September 1999.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address718 GARDNER RD, WESTCHESTER, IL 60154-2834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 1999 · Amount on File
Deed SaleSep 15, 1999 · Amount on File
Prior SaleJun 22, 1999 · Amount on File
Deed Document Number1999434
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address718 GARDNER RD, WESTCHESTER, IL 60154-2834
Document Number1727546136
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedOct 18, 2017
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address718 GARDNER RD WESTCHESTER IL 601542834, WESTCHESTER, IL 60154-2834

Mortgage

Document Number1727546136
DateOct 2, 2017
Instrument27546136
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionProviso Township
MunicipalityWestchester Village
Secondary School DistrictProviso Township High School District 209 (09 - 12)
Elementary School DistrictWestchester School District 92-5 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 Land $2,953 Building $18,047$210,000 Land $29,530 Building $180,470
2023$1,169.00 (-16.56%)
2022$1,401.00 Homeowner's exemption Senior Citizen's exemption$15,096 Land $2,598 Building $12,498$150,960 Land $25,980 Building $124,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 718 Gardner Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 125 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims317 (1982–2026)
Claims Outside the SFHA25 of 317
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2023 · 172 claims
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 67 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 Gardner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER
serves 16,241 people · EPA ID IL0313150
Water SourcePurchased surface water from BROADVIEW-WESTCHESTER JOINT WATER AGENCY
Last State InspectionSep 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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