Falls County property record for 718 FM 431, Lott, TX 76656
| Property Type | Rural Home |
|---|---|
| Details | 2,567 sqft · built 1970 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,867 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2017 Line of Credit |
| APN | 5172003 |
| Primary APN | 5172003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,567 sqft Living Area |
| Gross Area | 4,303 sqft |
| 1st Floor Area | 1,577 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Porch |
| Porch Area | 939 sqft |
| Account Number | 30016 |
|---|---|
| Street Address | 718 FM 431 |
| City | LOTT |
| State | TX |
| Zip | 76656-3695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0104 BISHOP JOHN 7.5 ACRES |
| Legal Subdivision | JOHN BISHOP SURVEY ABSTRACT NUMBER 104 |
| Jurisdiction | FALLS TX |
| Township / Civil Division | LOTT |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 500 |
718 FM 431, a rural home, is owned and occupied by an individual.
Source: Falls County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 718 FM 431, LOTT, TX 76656-3695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Dec 29, 2017 | Deed of Trust, Mortgage · Line of Credit TEXELL CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALLS TX |
| Property Address | 718 FM 431, LOTT, TX 76656-3695 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 000415/905 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 415/905 |
| Instrument | 11640 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60621 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALLS TX |
| Property Address | 718 FM 431, LOTT, TX 76656-3695 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 00338/00730 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 00338/00730 |
| Instrument | 002661 |
| Name | TEXELL CU |
|---|---|
| Type | Credit Union |
| Address | TEMPLE, TX 76503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Jan 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 718 FM 431 was $2,867 with a homeowner's exemption.
Source: Falls County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Falls County |
| Unified School District | Westphalia Independent School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,867.00 Homeowner's exemption | $332,260 (+95.25%) Land $186,230 Building $146,030 | $332,260 (+95.25%) Land $186,230 Building $146,030 |
| 2025 | $170,170 Land $24,830 Building $145,340 | $170,170 Land $24,830 Building $145,340 | |
| 2024 | $2,378.00 | ||
| 2023 | $142,070 Land $12,250 Building $129,820 | $142,070 Land $12,250 Building $129,820 | |
| 2019 | $633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 718 FM 431; there have been 6 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 6 (1991–2004) |
| Most Recent Claim | Dec 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 718 FM 431 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELL MILAM FALLS WSC serves 6,885 people · EPA ID TX0140007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 400 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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