Navarro County property record for 718 Elm Flat Rd, Kerens, TX 75144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,168 sqft · built 1970 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,392 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40621 |
| Primary APN | 40621 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 4,432 sqft |
| 1st Floor Area | 2,168 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 1,424 sqft |
| Account Number | G0285.00.00040.003.0A.0 |
|---|---|
| Street Address | 718 ELM FLAT RD |
| City | KERENS |
| State | TX |
| Zip | 75144-6133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G0285 GOODLOW-KAMEN BLK 4 LOT 3A 3.0 ACRES |
| Legal Subdivision | GOODLOW-KAMEN |
| Legal Block | 4 |
| Legal Lot Number | 3A |
| Jurisdiction | NAVARRO TX |
| Township / Civil Division | KERENS |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 970600 |
Source: Navarro County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 184, KERENS, TX 75144-0184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVARRO TX |
| Property Address | 718 ELM FLAT RD, KERENS, TX 75144-6133 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800006617 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018-00006617 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
Source: Navarro County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Goodlow City |
| County | Navarro County |
| Unified School District | Kerens Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,392.00 (+368.51%) Homeowner's exemption Senior Citizen's exemption | $209,526 (-1.05%) Land $61,500 Building $148,026 | $209,526 (-2.41%) Land $61,500 Building $148,026 |
| 2025 | $724.00 (+9.2%) Homeowner's exemption Senior Citizen's exemption | $211,745 (-24.33%) Land $61,500 Building $153,190 | $214,690 (-23.28%) Land $61,500 Building $153,190 |
| 2024 | $663.00 (-23.88%) | ||
| 2023 | $279,820 Land $77,820 Building $202,000 | $279,820 Land $77,820 Building $202,000 | |
| 2022 | $871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GOODLOW serves 234 people · EPA ID TX1750032 |
|---|---|
| Water Source | Purchased surface water from CHATFIELD WSC |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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