718 E 86th St, Tacoma, WA 98445 Property Records

Pierce County property record for 718 E 86th St, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1976
Lot Size	0.14 acres (6,090 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2023)
Tax Bill	$3,735 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`901900-0-020`

Property Details

APN / Parcel Number

Primary APN	`901900-0-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,090 sqft (0.14 acres)
Lot Width	58 ft Width
Garage Area	240 sqft
Porch	Wood Porch
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	718 E 86TH ST
City	TACOMA
State	WA
Zip	98445-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 03 QUARTER 14 TERRA FIRMA: TERRA FIRMA L 2 SEG J 0483 HB
Legal Range	03
Legal Township	20
Legal Section	33
Legal Subdivision	TERRA FIRMA
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3001
Census Tract	63402

Owner

718 E 86th St is owned and occupied by two individuals who bought it in September 2023.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 E 86TH ST, TACOMA, WA 98445-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 12, 2023	Warranty Deed, Transfer · FHA Mortgage STRIDE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Nov 3, 1995 · Amount on File
Deed Document Number	2023195
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	718 E 86TH ST, TACOMA, WA 98445-1908
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 E 86TH ST, TACOMA, WA 98445-1908

Mortgage

Document Number	0003180168
Date	Mar 18, 2026
Instrument	202603180168

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Dec 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 12, 2023
Property Address	718 E 86TH ST, TACOMA, WA 98445-1908
Document Number	0009120195
Map Reference	MB 49 PG 17
Instrument Date	Sep 10, 2023
Instrument	202309120195
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 E 86TH ST, TACOMA, WA 98445-1908

Mortgage

Document Number	0009120196
Date	Sep 12, 2023
Instrument	202309120196

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 718 E 86th St was $3,735, up 5.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,600 (-0.92%) Land $158,300 Building $177,300	$335,600 (-0.92%) Land $158,300 Building $177,300
2025	$3,735.00 (+5.51%)	$338,700 (+6.61%) Land $168,700 Building $170,000	$338,700 (+6.61%) Land $168,700 Building $170,000
2024	$3,540.00 (+1,773.02%)	$317,700 (-1.52%) Land $163,500 Building $154,200	$317,700 (-1.52%) Land $163,500 Building $154,200
2023	$189.00 Disabled Person's exemption Senior Citizen's exemption	$322,600 Land $154,200 Building $168,400	$322,600 Land $154,200 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 E 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 E 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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