718 E 18th St, Des Moines, IA 50316 Property Records

Polk County property record for 718 E 18th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 768 sqft · built 1919
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Sep 2023)
Tax Bill	$1,520 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040/05884-000-000`

Property Details

APN / Parcel Number

Primary APN	`040/05884-000-000`
Alternative APN	`782402131005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,400 sqft (0.078 acres)
Garage Area	192 sqft
Porch	Enclosed Porch
Porch Area	148 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	718 E 18TH ST
City	DES MOINES
State	IA
Zip	50316-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 90F S OF NE COR LOT C THN S 36F WLY 96.8F TO W LN LOT B N 33.5F TO PT 64.5F S OF NW COR LOT B ELY 106F TO POB LTS B & C OP LOT 3 BLK 74 STEWARTS ADDITION
Legal Subdivision	STEWARTS ADDITION LOT 3 BLK 74
Legal Lot Number	C,B
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1000
Census Tract	5200

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	718 E 18TH ST, DES MOINES, IA 50316-3627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	202351315
Deed Book / Page	19608 / 548
Prior Transfer Date	Feb 27, 2014
Prior Transfer Doc	0000003934
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 25, 2023
Property Address	718 E 18TH ST, DES MOINES, IA 50316-3627
Document Number	0000051315
Book / Page	19608 / 548
Instrument Date	Sep 19, 2023
Instrument	2023-00051315
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 E 18TH ST, DES MOINES, IA 50316-3627

Mortgage

Document Number	0000051316
Date	Sep 25, 2023
Instrument	2023-00051316

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 28, 2022
Property Address	718 E 18TH ST, DES MOINES, IA 50316-3627
Document Number	0000061569
Book / Page	19210 / 305
Instrument Date	Jul 21, 2022
Instrument	2022-00061569
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 E 18TH ST, DES MOINES, IA 50316-3627

Mortgage

Document Number	0000061570
Date	Jul 28, 2022
Instrument	2022-00061570

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	12%
Index	1-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,000 (+38.42%) Land $6,500 Building $100,500	$107,000 (+38.42%) Land $6,500 Building $100,500
2024	$1,520.00 (-9.74%)
2023		$77,300 (+29.48%) Land $5,700 Building $71,600	$77,300 (+29.48%) Land $5,700 Building $71,600
2022		$59,700 Land $4,600 Building $55,100
2021			$59,700 Land $4,600 Building $55,100
2020	$1,684.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber.

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