Bay County property record for 718 E 14th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,522 sqft · built 1954 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $224 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17361-000-000 |
| Primary APN | 17361-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 718 E 14TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | SHADY HAVEN LOTS 3 & 4 BLK C ORB 4816 P 165 MAP 105B1 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | SHADY HAVEN |
| Legal Block | C |
| Legal Lot Number | 3,4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1600 |
718 E 14th St is owned and occupied by two individuals who acquired it in June 2024.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 718 E 14TH ST, PANAMA CITY, FL 32401-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0048160165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 718 E 14TH ST, PANAMA CITY, FL 32401-3303 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0047870338 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 4787/338 |
| Instrument | 2024017978 |
| Name | CITY OF PANAMA CITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 718 E 14th St was $224 with exemptions applied, up 4.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224.00 (+4.67%) Homeowner's exemption Additional exemption filed | $67,113 | $94,192 Land $30,080 Building $64,112 |
| 2024 | $214.00 (-47.93%) | ||
| 2023 | $411.00 (-11.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $63,322 (+3%) | $81,290 (+16.15%) Land $25,380 Building $55,910 |
| 2022 | $462.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $61,478 | $69,987 Land $18,894 Building $51,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 718 E 14th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · Hurricane Opal |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 718 E 14th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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