718 E 13th St, Panama City, FL 32401 Property Records

Bay County property record for 718 E 13th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1935
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$43,000 (Dec 2003)
Tax Bill	$139 (2025)
Deeds & Mortgages	May 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17395-000-000`

Property Details

APN / Parcel Number

Primary APN	`17395-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	720 sqft
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	718 E 13TH ST
City	PANAMA CITY
State	FL
Zip	32401-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC04
Legal Description	SHADY HAVEN LOT 2 BLK E ORB 1335 P 85 ORB 4797 P 2280 MAP 105B1
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	SHADY HAVEN
Legal Block	E
Legal Lot Number	2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3016
Census Tract	1600

Owner

718 E 13th St is owned and occupied by two individuals who acquired it in April 2024.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 E 13TH ST, PANAMA CITY, FL 32401-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on File
Deed Sale	Dec 10, 2003 · Amount on File
Deed Document Number	200391017
Deed Book / Page	2374 / 564
Last Transfer Date	Apr 30, 2024
Transfer Doc	0047972280
Record Updated	Jun 8, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	May 1, 2024
Property Address	718 E 13TH ST, PANAMA CITY, FL 32401-3352
Document Number	0047972280
Book / Page	4797 / 2280
Map Reference	MB 1 PG 57
Instrument Date	Apr 30, 2024
Instrument	2024025468
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 E 13TH ST, PANAMA CITY, FL 32401-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NOTTINGHAM DR, PANAMA CITY, FL 32401-5145

Tax Assessment & Valuation

The 2025 property tax bill for 718 E 13th St was $139 with exemptions applied, down 74.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$139.00 (-74.21%) Homeowner's exemption Additional exemption filed	$51,165	$67,861 Land $15,040 Building $52,821
2024	$539.00 (-2.88%)
2023	$555.00 (-5.29%) Homeowner's exemption	$48,275 (+3%)	$58,324 (+14.56%) Land $12,690 Building $45,634
2022	$586.00 Homeowner's exemption	$46,869	$50,912 Land $9,447 Building $41,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 E 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 E 13th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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