718 Denver St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 718 Denver St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,219 sqft · built 1912
Lot Size0.157 acres (6,860 sqft)
Owner2 Individual Names on File
Last Sale$151,500 (Nov 2024)
Tax Bill$2,276 (2025)
Flood ZoneZone X (minimal risk)
APN8913-26-383-006

Property Details

APN / Parcel Number

Primary APN8913-26-383-006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,219 sqft Living Area
1st Floor Area624 sqft
Basement Area752 sqft
Unfinished Basement752 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,860 sqft (0.157 acres)
Lot Dimensions140 ft deep x 49 ft wide
Garage TypeDetached
Garage Area984 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address718 DENVER ST
CityWATERLOO
StateIA
Zip50702-2944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEWOOD ADDITION LOT 15 BLK 2
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionROSEWOOD ADDITION
Legal Block2
Legal Lot Number15
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1033
Census Tract200

Owner

718 Denver St is owned and occupied by two individuals who bought it in November 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address718 DENVER ST, WATERLOO, IA 50702-2944
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2024 · Amount on File
Deed SaleNov 4, 2024 · Amount on File
Prior SaleOct 29, 2014 · Amount on File
Deed Document Number202422764
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 718 Denver St was $2,276, up 37.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,276.00 (+37.77%)$111,530 Land $11,030 Building $100,500$111,530 Land $11,030 Building $100,500
2024$1,652.00
2023$75,240 (+13.55%) Land $11,030 Building $64,210$75,240 Land $11,030 Building $64,210
2022$1,456.00$66,260 Land $11,030 Building $55,230
2021$66,260 Land $11,030 Building $55,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 718 Denver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 Denver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on Denver St

Nearby Streets

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