718 Decorah Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 718 Decorah Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,312 sqft · built 1889
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Jun 2022)
Tax Bill	$4,882 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`111518101800`

Property Details

APN / Parcel Number

Primary APN	`111518101800`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
1st Floor Area	784 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	718 DECORAH AVE
City	DECORAH
State	IA
Zip	52101-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 10 PARK ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	PARK ADD
Legal Block	10
Legal Lot Number	10
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1044
Census Tract	950200

Owner

718 Decorah Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on Record
Mailing Address	718 DECORAH AVE, DECORAH, IA 52101-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Document Number	20222031
Deed Book / Page	2022 / 2031
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	718 DECORAH AVE, DECORAH, IA 52101-1430
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2609
Date	Sep 1, 2017
Book Page	2017/2609
Instrument	2017 2609

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 28, 2022
Property Address	718 DECORAH AVE, DECORAH, IA 52101-1430
Document Number	02022/2031
Book / Page	2022 / 2031
Instrument Date	Jun 22, 2022
Instrument	2022 2031
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2790 SPRING VALLEY RD, ROSE HILL, IA 52101

Mortgage

Document Number	02022/2032
Date	Jun 28, 2022
Book Page	2022/2032
Instrument	2022 2032

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 718 Decorah Ave was $4,882 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,882.00	$293,180 (-) Land $42,410 Building $250,770	$293,180 (-) Land $42,410 Building $250,770
2025	$4,882.00 (+4.94%) Homeowner's exemption	$293,180 Land $42,410 Building $250,770	$293,180 Land $42,410 Building $250,770
2024	$4,652.00
2023		$257,370 (+21.12%) Land $42,410 Building $214,960	$257,370 Land $42,410 Building $214,960
2022	$4,242.00 Homeowner's exemption	$212,500 Land $35,340 Building $177,160
2021			$212,500 Land $35,340 Building $177,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Decorah Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	854.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 Decorah Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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