718 Clark St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 718 Clark St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,754 sqft · built 1910
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Mar 2015)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020670A000`

Property Details

APN / Parcel Number

Primary APN	`020670A000`
Alternative APN	`6-009A-B219-00-0007.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	805 sqft
Basement Area	1,252 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,550 sqft (0.196 acres)
Lot Dimensions	171 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	020670A000
Street Address	718 CLARK ST
City	SAINT CHARLES
State	MO
Zip	63301-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF2
Legal Description	PT CITY BLK 219
Legal Subdivision	CITY/STCHARLES
Legal Block	219
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1038
Census Tract	310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 CLARK ST, SAINT CHARLES, MO 63301-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit NEW FRONTIER BANK
Nov 2, 2023	Beneficiary Deed, Transfer
May 21, 2020	Quit Claim Deed, Transfer INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2015 · Amount on Record
Deed Sale	Mar 18, 2015 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2015156470
Deed Book / Page	6322 / 2381
Last Transfer Date	Oct 31, 2023
Transfer Doc	0000045273
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	718 CLARK ST, SAINT CHARLES, MO 63301-1834
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CLARK ST, SAINT CHARLES, MO 63301-1834

Mortgage

Document Number	0000044986
Date	Nov 1, 2023
Instrument	2023R-044986

Lender

Name	NEW FRONTIER BANK
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 2, 2023
Property Address	718 CLARK ST, SAINT CHARLES, MO 63301-1834
Document Number	0000045273
Instrument Date	Oct 31, 2023
Instrument	2023R-045273
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	718 CLARK ST, SAINT CHARLES, MO 63301-1834

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 21, 2020
Property Address	718 CLARK ST, SAINT CHARLES, MO 63301-1834
Document Number	0073000866
Book / Page	007300 / 000866
Instrument Date	May 4, 2020
Instrument	330370
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 CLARK ST ST CHARLES MO 633011834, ST CHARLES, MO 63301-1834

Mortgage

Document Number	73000868
Date	May 21, 2020
Book Page	007300/000868
Instrument	330380

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,344 (-)	$354,442 (-) Land $50,000 Building $304,442
2025	$4,212.00 (+50.59%)	$67,344 (+54.8%)	$354,442 (+54.8%) Land $50,000 Building $304,442
2024	$2,797.00
2023		$43,503
2022			$228,961 Land $37,500 Building $191,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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