Union County property record for 718 Clarence Secrest Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 1992 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-408-012 |
| Primary APN | 09-408-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| 1st Floor Area | 1,549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 718 CLARENCE SECREST RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #2 WEDDINGTON RIDGE BLK1 OPCC416 |
| Legal Subdivision | WEDDINGTON RIDGE |
| Legal Block | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20308 |
718 Clarence Secrest Rd, a rural home, is owned and occupied by two individuals who acquired it in May 2004.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 718 CLARENCE SECREST RD, MONROE, NC 28110-8048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2004 |
| Transfer Doc | 3448627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CLARENCE SECREST RD, MONROE, NC 28110-8048 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0008633691 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 8633/691 |
| Instrument | 42133 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CLARENCE SECREST RD, MONROE, NC 28110-8048 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808 |
| Document Number | 0008399295 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 8399/295 |
| Instrument | 5706 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CLARENCE SECREST RD, MONROE, NC 28110-8048 |
| Document Number | 7267833 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 718 CLARENCE SECREST RD MONROE NC 281108048, MONROE, NC 28110-8048 |
| Document Number | 7267833 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 007267/000833 |
| Instrument | 31665 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 13, 2058 |
| Rate | 5.5% |
|---|
The 2025 property tax bill for 718 Clarence Secrest Rd was $1,752.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,900 (-) Land $77,200 Building $286,700 | $363,900 (-) Land $77,200 Building $286,700 | |
| 2025 | $1,752.00 | $363,900 Land $77,200 Building $286,700 | $363,900 Land $77,200 Building $286,700 |
| 2023 | $1,395.00 | $220,000 Land $45,700 Building $174,300 | $220,000 Land $45,700 Building $174,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 718 Clarence Secrest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 718 Clarence Secrest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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