St. Louis County property record for 718 Cherie Ln, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,792 sqft · built 1994 |
| Lot Size | 0.347 acres (15,131 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2019) |
| Tax Bill | $7,274 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3335-00610 |
| Primary APN | 010-3335-00610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Gross Area |
| 1st Floor Area | 908 sqft |
| Basement Area | 663 sqft |
| Finished Basement | 663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,131 sqft (0.347 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 287 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1073191 |
|---|---|
| Street Address | 718 CHERIE LN |
| City | DULUTH |
| State | MN |
| Zip | 55803-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0008 BLOCK:004 SERIAL # |
| Legal Subdivision | MORNINGSIDE DIVISION RICHARDS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 500 |
718 Cherie Ln is owned and occupied by an individual who bought it in July 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 718 CHERIE LN, DULUTH, MN 55803-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE |
| Jul 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Mar 5, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on File |
| Deed Sale | Jul 1, 2019 · Amount on File |
| Prior Sale | Jun 28, 2002 · Amount on File |
| Deed Document Number | 20191011962 |
| Prior Transfer Date | Feb 26, 2019 |
| Prior Transfer Doc | 0001008316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 718 CHERIE LN, DULUTH, MN 55803-2102 |
| Document Number | 00T1022450 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 718 CHERIE LN DULUTH MN 558032102, DULUTH, MN 55803-2102 |
| Document Number | 00T1022450 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | T1022450 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 1, 2019 |
| Property Address | 718 CHERIE LN, DULUTH, MN 55803-2102 |
| Document Number | 00T1011962 |
| Instrument Date | Jun 18, 2019 |
| Instrument | T1011962 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 718 CHERIE LN DULUTH MN 558032102, DULUTH, MN 55803-2102 |
| Document Number | T1011963 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | T1011963 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 5, 2019 |
| Property Address | 718 CHERIE LN, DULUTH, MN 55803-2102 |
| Document Number | 00A1008316 |
| Instrument Date | Feb 26, 2019 |
| Instrument | A1008316 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 718 CHERIE LN DULUTH MN 558032102, DULUTH, MN 55803-2102 |
The 2026 property tax bill for 718 Cherie Ln was $7,274 with a homeowner's exemption, up 5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,274.00 (+4.99%) Homeowner's exemption | ||
| 2025 | $6,928.00 (+0.23%) Homeowner's exemption | $537,100 (+6.25%) Land $72,500 Building $464,600 | $537,100 (+6.25%) Land $72,500 Building $464,600 |
| 2024 | $6,912.00 | $505,500 Land $67,600 Building $437,900 | $505,500 Land $67,600 Building $437,900 |
| 2022 | $455,700 Land $50,400 Building $405,300 | $455,700 Land $50,400 Building $405,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 718 Cherie Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 718 Cherie Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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