718 Chambers St, Gallatin, TN 37066 Property Records

Sumner County property record for 718 Chambers St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 2002
Lot Size	0.288 acres (12,550 sqft)
Owner	2 Individual Names on File
Tax Bill	$766 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`083113J H 01900`

Property Details

APN / Parcel Number

Primary APN	`083113J H 01900`
Alternative APN	`113J H 01900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,550 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	700 sqft
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	718 CHAMBERS ST
City	GALLATIN
State	TN
Zip	37066-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 1 PAGE: 58 BLOCK: B LOT: LIST SUBD: CLEARVIEW HTS. NO. 3
Legal Subdivision	CLEARVIEW HTS. NO. 3
Legal Block	B
Legal Lot Number	13-14 14
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	3
Census Block	3029
Census Tract	20800

Owner

718 Chambers St is owned by two individuals who acquired it in October 2024.

Source: Sumner County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1652 OLD GALLATIN RD, PORTLAND, TN 37148-4934
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Loan Modification, Mortgage · Conventional Mortgage HABITAT FOR HUMANITY
Dec 12, 2017	Loan Modification, Mortgage · Conventional Mortgage HABITAT/HUMANITY/SUMNER CNTY T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024
Deed Sale	Oct 11, 2024
Prior Sale	Sep 17, 2001 · Amount on File
Deed Document Number	0006467474
Deed Book / Page	1634 / 125
Prior Transfer Date	Jan 14, 2003
Prior Transfer Doc	634057
Record Updated	Jun 8, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMNER TN
Property Address	718 CHAMBERS ST, GALLATIN, TN 37066-2117
Document Number	0050650661
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CHAMBERS ST GALLATIN TN 370662117, GALLATIN, TN 37066-2117

Mortgage

Document Number	0050650661
Date	Oct 31, 2019
Book Page	005065/000661
Instrument	1288424

Lender

Name	HABITAT FOR HUMANITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 30, 2024

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMNER TN
Property Address	718 CHAMBERS ST, GALLATIN, TN 37066-2117
Document Number	0046590760
Book / Page	004659 / 000760
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046590760
Date	Dec 13, 2017
Book Page	004659/000760
Instrument	1217530

Lender

Name	HABITAT/HUMANITY/SUMNER CNTY T

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 12, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 718 Chambers St was $766.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00	$53,875 Land $13,750 Building $40,125
2024			$215,500 Land $55,000 Building $160,500
2023	$1,087.00 (-0.28%)	$35,600 (-) Land $11,600 Building $24,000
2022	$1,090.00	$35,600 Land $11,600 Building $24,000
2021			$142,400 Land $46,400 Building $96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Chambers St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2016–2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Chambers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Connect.

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