718 Cedar St, San Carlos, CA 94070 Property Records

San Mateo County property record for 718 Cedar St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1940
Lot Size	0.155 acres (6,730 sqft)
Owner	2 Individual Names on File
Last Sale	$1,965,000 (May 2018)
Tax Bill	$26,830 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-291-020`

Property Details

APN / Parcel Number

Primary APN	`050-291-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,070 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,730 sqft (0.155 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	718 CEDAR ST
City	SAN CARLOS
State	CA
Zip	94070-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 17 BLOCK 7 HOWARD PARK NO 2
Legal Subdivision	HOWARD PARK NO 2
Legal Block	7
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2013
Census Tract	609201

Owner

718 Cedar St is owned and occupied by two individuals who bought it in May 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 6, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 30, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 21, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Deed Document Number	201839513
Prior Transfer Date	Feb 4, 1994
Prior Transfer Doc	0000026482
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027

Mortgage

Document Number	0000131320
Date	Sep 13, 2021
Instrument	2021-131320

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7%
Index	Other
Max Rate	7%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027
Document Number	0000012029
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	718 CEDAR ST SAN CARLOS CA 940703027, SAN CARLOS, CA 94070-3027

Mortgage

Document Number	0000012029
Date	Feb 12, 2020
Instrument	12029

Lender

Name	BANK OF AMERICA
Type	Bank
Address	161 S TRYON ST, CHARLOTTE, NC 28255-0001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027
Document Number	0000042407
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	718 CEDAR ST SAN CARLOS CA 940703027, SAN CARLOS, CA 94070-3027

Mortgage

Document Number	0000042407
Date	Jun 4, 2019
Instrument	42407

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 21, 2018
Property Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027
Document Number	0000039513
Map Reference	MB19 PG66&67
Instrument Date	May 17, 2018
Instrument	2018-039513
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	718 CEDAR ST, SAN CARLOS, CA 94070-3027

Mortgage

Document Number	0000039514
Date	May 21, 2018
Instrument	2018-039514

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 718 Cedar St was $26,830.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,280,543 (+2%) Land $1,596,382 Building $684,161
2025	$26,830.00	$2,235,828 Land $1,565,081 Building $670,747
2023	$25,582.00 (+2.45%)	$2,149,010 Land $1,504,308 Building $644,702	$2,796,120
2022	$24,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Cedar St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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