718 Breezy Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 718 Breezy Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,984 sqft · built 2019
Lot Size	0.207 acres (9,030 sqft)
Owner	2 Individual Names on File
Last Sale	$324,600 (Jul 2019)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Mar 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T170300028`

Property Details

APN / Parcel Number

Primary APN	`T170300028`
Alternative APN	`2-0049-C326-00-0737.0000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
Gross Area	4,946 sqft
1st Floor Area	1,632 sqft
Basement Area	1,352 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,030 sqft (0.207 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170300028
Street Address	718 BREEZY BROOK CT
City	O FALLON
State	MO
Zip	63366-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #2 LOT 737
Legal Subdivision	BROOKSIDE VLG C #2
Legal Lot Number	737
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

718 Breezy Brook Ct is owned and occupied by two individuals who bought it in July 2019.

Source: St. Charles County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 BREEZY BROOK CT, O FALLON, MO 63366-5062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2019	Deed of Trust, Mortgage · Construction Mortgage MIDWEST REGIONAL BANK
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	2019328090
Deed Book / Page	7098 / 498
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	718 BREEZY BROOK CT, O FALLON, MO 63366-5062
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 BREEZY BROOK CT, O FALLON, MO 63366-5062

Mortgage

Document Number	0000007090
Date	Feb 4, 2022
Instrument	2022R-007090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	718 BREEZY BROOK CT, O FALLON, MO 63366-5062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070410888
Date	Mar 1, 2019
Book Page	7041/0888
Instrument	20190301000090810

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	718 BREEZY BROOK CT, O FALLON, MO 63366-5062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072971168
Date	May 18, 2020
Book Page	7297/1168
Instrument	20200518000321020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2019
Property Address	718 BREEZY BROOK CT, O FALLON, MO 63366-5062
Document Number	0070980498
Book / Page	007098 / 000498
Instrument Date	Jun 27, 2019
Instrument	328090
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 BREEZY BROOK CT O FALLON MO 633665062, O FALLON, MO 63366-5062

Mortgage

Document Number	70980500
Date	Jul 1, 2019
Book Page	007098/000500
Instrument	328100

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 718 Breezy Brook Ct was $5,295.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00	$85,037	$447,564 Land $57,750 Building $389,814
2023		$79,433
2022			$418,070 Land $41,250 Building $376,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 718 Breezy Brook Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Breezy Brook Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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