718 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 718 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 944 sqft · built 1965
Lot Size	0.284 acres (12,390 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2024)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-153-015`

Property Details

APN / Parcel Number

Primary APN	`8913-27-153-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	100 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,390 sqft (0.284 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	718 BLACK HAWK RD
City	WATERLOO
State	IA
Zip	50701-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOBLE HADLEY SECOND ADDITION LOT 22 AND LOCKHAVEN ADDITION E 70 FT LOT 14
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	NOBLE HADLEY SECOND ADDITION
Legal Lot Number	14,22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2038
Census Tract	1502

Owner

Source: Black Hawk County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEDERMAN BONDING COMPANY
Nov 7, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	20246119
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411

Mortgage

Document Number	0202517276
Date	Nov 24, 2025
Instrument	2025-17276

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	880 W LONG LAKE RD STE 300, TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 28, 2026
Property Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411
Document Number	0000013003
Instrument Date	Nov 14, 2025
Instrument	202613003
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411

Mortgage

Document Number	0000013003,
Date	Aug 28, 2026
Instrument	202613003

Lender

Name	LEDERMAN BONDING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

November 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 7, 2023
Property Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411
Document Number	202400006119
Instrument Date	Nov 2, 2023
Instrument	202400006119
Transaction Type	Foreclosure
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 BLACK HAWK RD, WATERLOO, IA 50701-2411

Mortgage

Document Number	202400006120
Date	Nov 7, 2023
Instrument	202400006120

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00 (+14.33%) Homeowner's exemption	$172,030 (+27.41%) Land $24,340 Building $147,690	$172,030 (+27.41%) Land $24,340 Building $147,690
2024	$2,876.00 (+34.52%)
2023		$135,020 (+27.13%) Land $24,340 Building $110,680	$135,020 (+27.13%) Land $24,340 Building $110,680
2022	$2,138.00 Homeowner's exemption	$106,210 Land $24,340 Building $81,870
2021			$106,210 Land $24,340 Building $81,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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