Monroe County property record for 718 Bakers Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,714 sqft · built 1933 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,675,000 (Nov 2024) |
| Tax Bill | $10,183 (2024) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00011650-000000 |
| Primary APN | 00011650-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,483 sqft (0.057 acres) |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1011967 |
|---|---|
| Street Address | 718 BAKERS LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HHDR |
| Legal Description | KW PT LOTS 1 & 2 SQR 59 OR218-597 OR408-418 OR817-106 OR1462-173 OR1869-1142 OR1869-1144 OR2139-329 OR2331-1368 OR2331-1369 OR2331-1370 OR2331-1371 OR2331-1374 OR3119-1662 OR3121-2021 OR3176-698 OR3185-2277 OR3301-0425 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | ISLAND OF KEY WEST |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
718 Bakers Ln is owned by a company that bought it in November 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 521 PECONIC BAY BLVD, RIVERHEAD, NY 11901-5904 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU |
| Jul 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU |
| Aug 16, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Prior Sale | Jul 26, 2022 · Amount on File |
| Deed Document Number | 20242481488 |
| Deed Book / Page | 3301 / 425 |
| Prior Transfer Date | Apr 12, 2021 |
| Prior Transfer Doc | 0002315509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 718 BAKERS LN, KEY WEST, FL 33040-6819 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 718 BAKERS LN, KEY WEST, FL 33040-6819 |
| Document Number | 0032320814 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 3232/814 |
| Instrument | 2423496 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 26, 2022 |
| Property Address | 718 BAKERS LN, KEY WEST, FL 33040-6819 |
| Document Number | 0031852277 |
| Book / Page | 3185 / 2277 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2385002 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 E RAMP CREEK RD, 3800, BLOOMINGTON, IN 47401-9016 |
| Name | Verified Name |
|---|---|
| Address | 718 BAKERS LN, KEY WEST, FL 33040-6819 |
| Document Number | 0031852280 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 3185/2280 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 16, 2021 |
| Property Address | 718 BAKERS LN, KEY WEST, FL 33040-6819 |
| Document Number | 0031191662 |
| Book / Page | 3119 / 1662 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2335260 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 718 BAKERS LN, 718, KEY WEST, FL 33040-6819 |
| Name | Verified Name |
|---|---|
| Address | 718 BAKERS LN, KEY WEST, FL 33040-6819 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,140,021 Land $712,206 Building $427,815 | $1,140,021 Land $712,206 Building $427,815 | |
| 2024 | $10,183.00 (-19.25%) | ||
| 2023 | $12,610.00 (+36.95%) | $1,396,448 (+38.6%) Land $1,006,935 Building $389,513 | $1,396,448 (+38.6%) Land $1,006,935 Building $389,513 |
| 2022 | $9,208.00 | $1,007,562 Land $613,751 Building $393,811 | $1,007,562 Land $613,751 Building $393,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 718 Bakers Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 718 Bakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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