718 4th St, Deer Lodge, MT 59722 Property Records

Powell County property record for 718 4th St, Deer Lodge, MT 59722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,731 sqft · built 1910
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,454 (2026)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage
APN	`R284200`

Property Details

APN / Parcel Number

Primary APN	`R284200`
Alternative APNs	`28-1578-04-2-33-03-0000` `0000027500`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,731 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	594 sqft
Finished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	258 sqft
Shed	1 Shed
Shed Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000027500
Street Address	718 4TH ST
City	DEER LODGE
State	MT
Zip	59722-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL ADD (DEER LODGE), S04, T07 N, R09 W, BLOCK 40, LOT 11 - 12
Legal Range	09W
Legal Township	07N
Legal Section	04
Legal Subdivision	ORIGINAL ADD (DEER LODGE)
Legal Block	40
Legal Lot Number	11,12
Jurisdiction	POWELL MT
Township / Civil Division	DEER LODGE
Census Block Group	3
Census Block	3005
Census Tract	200

Owner

718 4th St is owned and occupied by two individuals.

Source: Powell County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 4TH ST, DEER LODGE, MT 59722-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust · Reverse Mortgage NONE LISTED ON DOCUMENT
Jul 6, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	POWELL MT
Recording Date	Jul 6, 2026
Property Address	718 4TH ST, DEER LODGE, MT 59722-1506
Document Number	0000191079
Book / Page	223 / 219
Instrument Date	Jun 18, 2026
Instrument	2026191079
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	718 4TH ST, DEER LODGE, MT 59722-1506

Mortgage

Document Number	0000191079,
Date	Jul 6, 2026
Book Page	223/219
Instrument	2026191079

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	842 Months
Due	Sep 8, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL MT
Recording Date	Jul 6, 2026
Property Address	718 4TH ST, DEER LODGE, MT 59722-1506
Document Number	0000191078
Book / Page	223 / 201
Instrument Date	Jun 18, 2026
Instrument	2026191078
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	718 4TH ST, DEER LODGE, MT 59722-1506

Mortgage

Document Number	0000191078,
Date	Jul 6, 2026
Book Page	223/201
Instrument	2026191078

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	842 Months
Due	Sep 8, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 718 4th St was $2,454.

Source: Powell County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Powell County
Municipality	Deer Lodge City
Elementary School District	Deer Lodge Elementary School District (PK - 08)
Secondary School District	Powell County High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,454.00	$522,500
2025			$522,500 Land $48,450 Building $474,050
2023	$3,605.00	$407,500	$407,500 Land $34,746 Building $372,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 718 4th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEER LODGE serves 2,900 people · EPA ID MT0000197
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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