718 3rd St, Philo, OH 43771 Property Records

Muskingum County property record for 718 3rd St, Philo, OH 43771

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,180 sqft · built 1930
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$233,000 (Dec 2025)
Tax Bill$555 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2022 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APN20-15-02-02-000

Property Details

APN / Parcel Number

Primary APN20-15-02-02-000
Alternative APN
  • 054098-9

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft
Basement Area1,170 sqft
Unfinished Basement1,131 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Deck AreaDeck Area
Patio Area318 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number054098-9
Street Address718 3RD ST
CityPHILO
StateOH
Zip43771-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 SQ 56 HOCK & HARRIS 50 X 152
Legal SubdivisionHOCK AND HARRIS SUBDIVISION
Legal Lot Number12
JurisdictionMUSKINGUM OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2030
Census Tract912500

Owner

Source: Muskingum County assessment roll, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15301 SPECTRUM DR, 405, ADDISON, TX 75001-6877
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage
THE CITIZENS NATL BANK OF MCCONNELSVILLE
Mar 29, 2022Deed of Trust, Mortgage · Line of Credit
THE CITIZENS NATL BANK OF MCCONNELSVILLE
Dec 1, 2006Deed of Trust, Mortgage · Line of Credit
NATIONAL CITY BANK
Oct 28, 2005Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 10, 2025Deed of Trust, Mortgage · Line of Credit
CLICK N CLOSE INC
Dec 10, 2025Warranty Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
May 20, 2025Warranty Deed, Transfer
Dec 18, 2020Limited Warranty Deed, Transfer
Aug 14, 2019Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleMay 20, 2025 · Amount on Record
Deed Document Number202511682
Deed Book / Page3311 / 173
Prior Transfer DateAug 18, 2005
Prior Transfer Doc001981/556
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address718 3RD ST, PHILO, OH 43771-9708
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002973/924
DateFeb 11, 2021
Book Page2973/924
Lender
NameTHE CITIZENS NATL BANK OF MCCONNELSVILLE
TypeBank
AddressMCCONNELSVILLE, OH 43756
Agreement
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address718 3RD ST, PHILO, OH 43771-9708
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003066/417
DateMar 29, 2022
Book Page3066/417
Lender
NameTHE CITIZENS NATL BANK OF MCCONNELSVILLE
TypeBank
AddressMCCONNELSVILLE, OH 43756
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address718 3RD ST, PHILO, OH 43771-9708
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002072/106
DateDec 1, 2006
Book Page2072/106
Instrument200600019808
Lender
NameNATIONAL CITY BANK
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address718 3RD ST, PHILO, OH 43771-9708
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001986/504
DateOct 28, 2005
Book Page1986/504
Instrument200500015624
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate
Rate5.37%
Change FrequencyAnnually
IndexLIBOR

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address718 3RD ST, PHILO, OH 43771-9708
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003311/196
DateDec 10, 2025
Book Page3311/196
Instrument202500011684
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Address15301 SPECTRUM DR STE 405, ADDISON, TX 75001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJan 1, 2036

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateDec 10, 2025
Property Address718 3RD ST, PHILO, OH 43771-9708
Document Number003311/173
Book / Page3311 / 173
Map ReferenceMB 4 PG 155
Instrument DateDec 9, 2025
Instrument202500011682
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15301 SPECTRUM DR STE 405, 405, ADDISON, TX 75001-6877
Mail Care OfLICK N CLOSE INC

Mortgage

Document Number003311/175
DateDec 10, 2025
Book Page3311/175
Instrument202500011683
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Address15301 SPECTRUM DR STE 405, ADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year CMT
Margin1

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateMay 20, 2025
Property Address718 3RD ST, PHILO, OH 43771-9708
Document Number003269/470
Book / Page3269 / 470
Map ReferenceMB 4 PG 155
Instrument DateMay 12, 2025
Instrument202500004555
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10013 BUSEY RD NW, CANAL WINCHESTER, OH 43110-9624
InvestorPossibly a Property Investor

December 2020: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionMUSKINGUM OH
Recording DateDec 18, 2020
Property Address718 3RD ST, PHILO, OH 43771-9708
Document Number0002962/86
Book / Page2962 / 86
Map ReferenceMB 4 PG 155
Instrument DateNov 24, 2020
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2863 SAINT ROSE PKWY, 2863, HENDERSON, NV 89052-4806

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 3RD ST, PHILO, OH 43771-9708
InvestorPossibly a Property Investor

August 2019: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMUSKINGUM OH
Recording DateAug 14, 2019
Property Address718 3RD ST, PHILO, OH 43771-9708
Document Number002864/851
Book / Page2864 / 851
Map ReferenceMB 4 PG 155
Instrument DateAug 14, 2019
Transaction TypeForeclosure
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMuskingum County
County SubdivisionHarrison Township
MunicipalityPhilo Village
Unified School DistrictFranklin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$555.00 (-7.96%)$16,415 (-) Land $2,485 Building $13,930
2024$603.00 (-34.67%)$16,415 (-28.94%) Land $2,485 Building $13,930$46,900 (-28.94%) Land $7,100 Building $39,800
2023$923.00$23,100 Land $1,190 Building $21,910
2021$66,000 Land $3,400 Building $62,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1980–2008)
Most Recent ClaimMar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHILO
private · serves 974 people · EPA ID OH6001912
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Ampersand Technologies
Fixed Wireless
250 / 50
T-Mobile USA
Fixed Wireless
100 / 20

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