718 3rd St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 718 3rd St, Cincinnati, OH 45215

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,260 sqft · built 1916
Lot Size	0.126 acres (5,532 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Mar 2018)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`671-0007-0335-00`

Property Details

APN / Parcel Number

Primary APN	`671-0007-0335-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Finished Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1916
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,532 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	718 3RD ST
City	CINCINNATI
State	OH
Zip	45215-4804
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	3RD ST 50 X 110 LOT 131 J H OLIVERS 2ND SUB
Legal Subdivision	J H OLIVERS 2ND SUB
Legal Lot Number	131
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2013
Census Tract	23222

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1205 STONYRIDGE AVE, TROY, OH 45373-1547
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit VALLEY CTRL BK
May 17, 2019	Trustee's Deed, Construction Loan · Line of Credit VALLEY CTRL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Mar 9, 2018
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	718 3RD ST, CINCINNATI, OH 45215-4804
Document Number	0000091167
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 STONYRIDGE AVE TROY OH 453731547, TROY, OH 45373-1547

Mortgage

Document Number	0000091167
Date	Sep 9, 2020
Book Page	014249/001573
Instrument	91167

Lender

Name	VALLEY CTRL BK
Address	LIBERTY TOWNSHIP, OH 45011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2035

Interest

Rate Type	Adjustable Rate

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2019
Property Address	718 3RD ST, CINCINNATI, OH 45215-4804
Book / Page	013920 / 000450
Instrument Date	May 13, 2019
Instrument	38103
Transaction Type	Construction Loan
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7418 3RD ST READING OH 45215, READING, OH 45215

Mortgage

Document Number	0000038103
Date	May 17, 2019
Book Page	013920/000450
Instrument	38103

Lender

Name	VALLEY CTRL BK
Address	READING, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (-0.06%)	$32,578 (-) Land $8,736 Building $23,842
2024	$1,769.00 (+0.23%)	$32,578 (-) Land $8,736 Building $23,842
2023	$1,765.00 (+20.48%)	$32,578 (+55.13%) Land $8,736 Building $23,842	$93,080 (+55.13%) Land $24,960 Building $68,120
2022	$1,465.00	$21,001 Land $7,025 Building $13,976
2020			$60,000 Land $20,070 Building $39,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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