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718 38th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 718 38th Ave, Santa Cruz, CA 95062

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,236 sqft · built 1948
Lot Size0.113 acres (4,922 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Dec 2017)
Tax Bill$12,828 (2025)
Deeds & MortgagesJul 2020 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN032-092-06

Property Details

APN / Parcel Number

Primary APN032-092-06
Alternative APNs
  • 032-092-06-000
  • 03209130000

Interior

Full Baths1 Bath
Building Area1,236 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,922 sqft (0.113 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address718 38TH AVE
CitySANTA CRUZ
StateCA
Zip95062-5145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-4-PP
Legal SubdivisionRODEO RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract121601

Owner

718 38th Ave is owned by two individuals who bought it in December 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address140 SAINT ELMO WAY, SAN FRANCISCO, CA 94127-2014
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Dec 7, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2017 · Amount on File
Deed SaleDec 7, 2017 · Amount on File
Prior SaleApr 19, 1994 · Amount on File
Deed Document Number201741302
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address718 38TH AVE, SANTA CRUZ, CA 95062-5145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024714
DateJul 9, 2020
Instrument2020-0024714
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 7, 2017
Property Address718 38TH AVE, SANTA CRUZ, CA 95062-5145
Document Number0000041302
Instrument DateDec 6, 2017
Instrument41302
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$907.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address140 SAINT ELMO WAY SAN FRANCISCO CA 941272014, SAN FRANCISCO, CA 94127-2014

Tax Assessment & Valuation

The 2025 property tax bill for 718 38th Ave was $12,828.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$997,642 (+2%) Land $842,585 Building $155,057
2025$12,828.00$978,080 Land $826,064 Building $152,016
2023$11,683.00 (+1.27%)$940,100 Land $793,987 Building $146,113$989,820
2022$11,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 38th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 38th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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