7178 Mecklem Rd, Everson, WA 98247 Property Records

Whatcom County property record for 7178 Mecklem Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2018)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`390302-376400-0000`

Property Details

APN / Parcel Number

Primary APN	`390302-376400-0000`
Alternative APNs	`100785` `550879`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	990 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	100785
Street Address	7178 MECKLEM RD
City	EVERSON
State	WA
Zip	98247-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	ROEDERLAND LOT 34
Legal Range	03
Legal Township	39
Legal Section	02
Legal Subdivision	ROEDERLAND
Legal Block	3
Legal Lot Number	34
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Whatcom County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 24, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 26, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Mar 29, 2017	Quit Claim Deed, Transfer WHATCOM LAND TITLE
Mar 29, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Aug 3, 2007 · Amount on Record
Deed Document Number	2018402955
Prior Transfer Date	Mar 27, 2017
Prior Transfer Doc	0000303164
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jul 6, 2026
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Document Number	0000000309
Instrument Date	Jun 29, 2026
Instrument	2026309
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7178 MECKLEM RD, EVERSON, WA 98247-9733

Mortgage

Document Number	0000000309,
Date	Jul 6, 2026
Instrument	2026309

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600651
Date	Jun 9, 2023
Instrument	2023-0600651

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602410
Date	Jun 14, 2021
Instrument	2021-0602410

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Document Number	2180701849
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	178 MECKLEM RD EVERSON WA 98247, EVERSON, WA 98247

Mortgage

Document Number	2180701849
Date	Jul 18, 2018
Instrument	701849

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 26, 2018
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Document Number	2180402955
Instrument Date	Apr 13, 2018
Instrument	402955
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,078.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7178 MECKLEM RD EVERSON WA 982479733, EVERSON, WA 98247-9733

Mortgage

Document Number	2180402956
Date	Apr 26, 2018
Instrument	402956

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Mortgage

Document Number	2180402957,
Date	Apr 26, 2018
Instrument	402957

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 29, 2017
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Document Number	2170303165
Instrument Date	Mar 27, 2017
Instrument	303165
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1936 E POLE RD EVERSON WA 982479615, EVERSON, WA 98247-9615

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 29, 2017
Property Address	7178 MECKLEM RD, EVERSON, WA 98247-9733
Document Number	2170303164
Instrument Date	Mar 27, 2017
Instrument	303164
Transaction Type	Mortgage
Record Updated	Apr 17, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1936 E POLE RD EVERSON WA 982479615, EVERSON, WA 98247-9615

Mortgage

Document Number	2170303166
Date	Mar 29, 2017
Instrument	303166

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2037

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00 (+41.54%)	$483,716 (+35.34%) Land $207,900 Building $275,816	$483,716 (+35.34%) Land $207,900 Building $275,816
2022		$357,412 Land $131,852 Building $225,560	$357,412 Land $131,852 Building $225,560
2021	$3,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROEDERLAND WATER ASSOCIATION private · serves 150 people · EPA ID WA5373750
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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