7178 Everett Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 7178 Everett Rd, Ferndale, WA 98248 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,278 sqft · built 2004
Lot Size	5.19 acres (226,076 sqft)
Owner	2 Individual Names on File
Last Sale	$931,500 (Jul 2026)
Tax Bill	$6,610 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390104-397381-0000`

Property Details

APN / Parcel Number

Primary APN	`390104-397381-0000`
Alternative APNs	`85863` `50553`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,278 sqft Living Area
Gross Area	3,830 sqft
1st Floor Area	2,094 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	226,076 sqft (5.19 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	192 sqft
Deck Area	18 sqft
Patio Area	251 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	85863
Street Address	7178 EVERETT RD
City	FERNDALE
State	WA
Zip	98248-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHATCOM VIEW TRACTS S 1/2 OF LOT 4-EXC ANY PTN THEREOF LY WI E 990 FT OF NE 1/4
Legal Range	01
Legal Township	39
Legal Section	04
Legal Subdivision	WHATCOM VIEW TRACTS
Legal Tract	S
Legal Block	1
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1029
Census Tract	10407

Owner

Source: Whatcom County records · APN 390104-397381-0000

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7178 EVERETT RD, FERNDALE, WA 98248-9621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	2026071210
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 15, 2026
Property Address	7178 EVERETT RD, FERNDALE, WA 98248-9621
Document Number	0000001210
Instrument Date	Jul 09, 2026
Instrument	20261210
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,579,710.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7178 EVERETT RD, FERNDALE, WA 98248-9621

Mortgage

Document Number	0000001211,
Date	Jul 15, 2026
Instrument	2026071211

Lender

Name	FIREFIGHTERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 19, 2022
Property Address	7178 EVERETT RD, FERNDALE, WA 98248-9621
Document Number	0001201339
Map Reference	VOL 10 PG 41
Instrument Date	Dec 12, 2022
Instrument	2022-1201339
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	CHICAGO TITLECOMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,478.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2674, JACKSON, WY 83001-2674

Mortgage

Document Number	0001201341
Date	Dec 19, 2022
Instrument	2022-1201341

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7178 EVERETT RD, FERNDALE, WA 98248-9621
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210400802
Date	Apr 06, 2021
Instrument	2021-0400802

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,610.00 (+18.88%)	$872,212 (+15.92%) Land $306,898 Building $565,314	$872,212 (+15.92%) Land $306,898 Building $565,314
2022		$752,426 Land $264,750 Building $487,676	$752,426 Land $264,750 Building $487,676
2021	$5,560.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Declaration Networks Group	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Northwest Fiber, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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