St. Clair County property record for 7178 Beard Rd, Clyde, MI 48049 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,550 sqft · built 1900 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,000 (Feb 2024) |
| Tax Bill | $1,506 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-007-3001-002 |
| Primary APN | 74-15-007-3001-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 98,446 sqft (2.26 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 5 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 7178 BEARD RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SE 1/4 OF SECT 7 & PART OF NE 1/4 OF SECT 18 DESC AS: BEG N 2D 21M 37S E 571.73', S 87D 53M 30S E 160', S 2D 21M 37S W 146.50' & S 87D 53M 30S E 468' FROM S 1/4 COR, TH S 87D 53M 30S E 175.50', TH S 3D 30M 42S W 239.45', TH S 12D 2M 48S E 151 |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 633200 |
Source: St. Clair County records · APN 74-15-007-3001-002
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7178 BEARD RD, CLYDE, MI 48049-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SVC(S) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on Record |
| Deed Sale | Feb 22, 2024 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 20243001 |
| Deed Book / Page | 5692 / 403 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 22, 2024 |
| Property Address | 7178 BEARD RD, CLYDE, MI 48049-2206 |
| Document Number | 0005692403 |
| Book / Page | 5692 / 403 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024003001 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,107.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2619 15TH AVE, PORT HURON, MI 48060-2707 |
| Document Number | 2024003075 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 2024003075 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Number | 0005692832 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 5692/832 |
| Instrument | 2024003075 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 911 MILITARY ST, PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7178 BEARD RD, CLYDE, MI 48049-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005107249 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 5107/249 |
| Instrument | 2019021178 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7178 BEARD RD, CLYDE, MI 48049-2206 |
| Document Number | 0051690546 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2807 STAPLETON RD RILEY MI 480411508, RILEY, MI 48041-1508 |
| Document Number | 0051690546 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 005169/000546 |
| Name | GREENSTONE FARM CREDIT SVC(S) |
|---|---|
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,506.00 (-45.65%) Homeowner's exemption | $131,800 (+14.91%) | |
| 2024 | $2,771.00 (+9.79%) | $263,600 (+14.91%) | |
| 2023 | $114,700 | ||
| 2022 | $2,524.00 | $229,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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