7177 Upton Rd, Mount Vernon, IN 47620 Property Records

Posey County property record for 7177 Upton Rd, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,226 sqft · built 2025
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-16-12-200-309.010-017`

Property Details

APN / Parcel Number

Primary APN	`65-16-12-200-309.010-017`
Alternative APN	`00000001999`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00000001999
Street Address	7177 UPTON RD
City	MOUNT VERNON
State	IN
Zip	47620-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF CHAR-ED HILLS EXEMPT II DIV LOT 3 12-7-14 2A MP 521-001-05-02- -
Legal Lot Number	3
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	3
Census Block	3034
Census Tract	40500

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7177 UPTON RD, MOUNT VERNON, IN 47620-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Oct 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN BANK
Jun 7, 2007	Deed of Trust, Mortgage · Line of Credit BANK OF EVANSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7177 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302679
Date	Sep 13, 2023
Instrument	202302679

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7177 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401741
Date	Jun 14, 2024
Instrument	202401741

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7177 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200505054
Date	Oct 19, 2005
Instrument	200505054

Lender

Name	SOVEREIGN BANK
Type	Bank
Address	READING, PA 19610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2020

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7177 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200702622
Date	Jun 7, 2007
Instrument	200702622

Lender

Name	BANK OF EVANSVILLE
Address	EVANSVILLE, IN 47716

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00	$272,000 Land $43,100 Building $228,900	$272,000 Land $43,100 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	70 (1990–2025)
Claims Outside the SFHA	7 of 70
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And, May 2011 · 35 claims Severe Winter Storms And Flooding, Jan 2005 · 8 claims Severe Storms And Flooding, Mar 1997 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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