7177 Tern Pl, Carlsbad, CA 92011 Property Records

San Diego County property record for 7177 Tern Pl, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,854 sqft · built 1992
Lot Size	0.189 acres (8,244 sqft)
Owner	Individual Name on Record
Last Sale	$2,625,000 (Sep 2021)
Tax Bill	$30,188 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-591-34-00`

Property Details

APN / Parcel Number

Primary APN	`215-591-34-00`
Alternative APN	`2155910500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,854 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,244 sqft (0.189 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2155910500
Street Address	7177 TERN PL
City	CARLSBAD
State	CA
Zip	92011-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	PAR 20 TR PM16304
Legal Subdivision	CITY OF CARLSBAD
Legal Tract	16304
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	17808

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7177 TERN PL, CARLSBAD, CA 92011-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2020	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Dec 3, 2020	Grant Deed, Transfer CONVENTUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	2021654530
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2021
Property Address	7177 TERN PL, CARLSBAD, CA 92011-5001
Document Number	0000654530
Map Reference	FILE 90-635304
Instrument Date	Sep 8, 2021
Instrument	2021-0654530
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N CLEVELAND ST APT 510, 510, OCEANSIDE, CA 92054-2645

Mortgage

Document Number	0000654531
Date	Sep 15, 2021
Instrument	2021-0654531

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2020
Property Address	7177 TERN PL, CARLSBAD, CA 92011-5001
Document Number	0000831310
Map Reference	FILE 90-635304
Instrument Date	Dec 10, 2020
Instrument	2020-0831310
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 STEVENS AVE STE 108, 108, SOLANA BEACH, CA 92075-2065
Investor	Possibly a Property Investor

Mortgage

Document Number	0000831311
Date	Dec 23, 2020
Instrument	2020-0831311

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2020
Property Address	7177 TERN PL, CARLSBAD, CA 92011-5001
Document Number	0000771835
Instrument Date	Nov 18, 2020
Instrument	771835
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4629 CASS ST #2C SAN DIEGO CA 921092805, 2C, SAN DIEGO, CA 92109-2805
Investor	Possibly a Property Investor

Mortgage

Document Number	771836
Date	Dec 3, 2020
Instrument	771836

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,841,382 (+2%) Land $2,056,620 Building $784,762
2025	$30,188.00 (+4.04%)	$2,785,670 (+4.04%) Land $2,016,295 Building $769,375
2023	$29,015.00 (+1.56%)	$2,677,500 Land $1,938,000 Building $739,500
2022	$28,568.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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