7177 Owasco Rd, Auburn, NY 13021 Property Records

Cayuga County and Owasco Town property record for 7177 Owasco Rd, Auburn, NY 13021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,986 sqft · built 1907
Lot Size1.66 acres (72,310 sqft)
OwnerCompany Name on Record
Last Sale$620,000 (Mar 2024)
Tax Bill$14,995 (2026)
Deeds & MortgagesJan 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054600 123.06-1-15.12

Property Details

APN / Parcel Number

Primary APN054600 123.06-1-15.12
Alternative APN
  • 460012300600010150120000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,986 sqft Living Area
1st Floor Area1,810 sqft
2nd Floor Area1,576 sqft
AtticAttic
Attic Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleTraditional
Exterior MaterialWood
Lot Area72,310 sqft (1.66 acres)
Lot Dimensions308 ft deep x 232 ft wide
View / LotWaterfront / Beach
Garage TypeDetached
Garage Area754 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area262 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7177 OWASCO RD
CityAUBURN
StateNY
Zip13021-5530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMD 828-330
Legal Block1
Legal Lot Number15.012
JurisdictionCAYUGA NY
Township / Civil DivisionOWASCO
Census Block Group2
Census Block2005
Census Tract40700

Owner

Source: Cayuga County and Owasco Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address125 WARREN ST, HUDSON, NY 12534-3156
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage · Commercial Mortgage
CHAMPIONS FUNDING LLC
Mar 5, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
LOGAN FINANCE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2024 · Amount on Record
Deed SaleMar 5, 2024 · Amount on Record
Deed Document Number2024227498
Deed Book / Page4456 / 218
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address7177 OWASCO RD, AUBURN, NY 13021-5530
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004695/337
DateJan 9, 2026
Book Page4695/337
Instrument2026-240881
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateMar 5, 2024
Property Address7177 OWASCO RD, AUBURN, NY 13021-5530
Document Number004456/218
Book / Page4456 / 218
Instrument DateJan 11, 2024
Instrument2024-227498
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 WARREN ST, HUDSON, NY 12534-3156

Mortgage

Document Number2024227499
DateMar 5, 2024
Instrument2024-227499
Lender
NameLOGAN FINANCE CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionOwasco Town
Unified School DistrictAuburn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,995.00 (+3.09%)
2025$14,545.00 (+5.59%)$301,100 (-) Land $148,500 Building $152,600$640,638 (+21.28%) Land $315,957 Building $324,681
2024$13,775.00 (+154.34%)
2023$301,100 Land $148,500 Building $152,600$528,246 Land $260,527 Building $267,719
2020$5,416.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimApr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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