7176 Painted Bunting Way, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7176 Painted Bunting Way, Harmony, FL 34773

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$458,990 (Jun 2025)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182632359800011750`

Property Details

APN / Parcel Number

Primary APN	`182632359800011750`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	7176 PAINTED BUNTING WAY
City	HARMONY
State	FL
Zip	34773-6234
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	VILLAGES AT HARMONY PH 2C & 2D PB 34 PGS 62-67 LOT 175
Legal Phase	2C
Legal Lot Number	175
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2103
Census Tract	43801

Owner

Source: Osceola County records · APN 182632359800011750

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7176 PAINTED BUNTING WAY, HARMONY, FL 34773-6234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2025 · Amount on Record
Deed Sale	Jun 03, 2025 · Amount on Record
Deed Document Number	2025069281
Deed Book / Page	6797 / 1522
Record Updated	Jun 08, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 03, 2025
Property Address	7176 PAINTED BUNTING WAY, HARMONY, FL 34773-6234
Document Number	0067971522
Book / Page	6797 / 1522
Map Reference	MB 34 PG 62
Instrument Date	May 29, 2025
Instrument	2025069281
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7176 PAINTED BUNTING WAY, HARMONY, FL 34773-6234

Mortgage

Document Number	0067971523
Date	Jun 03, 2025
Instrument	6797/1523

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 1 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.