Gloucester County property record for 7176 Main St, Gloucester, VA 23061
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3 bd · 2 ba · 2,544 sqft · built 1958 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Feb 2021) |
| Tax Bill | $2,918 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16089 |
| Primary APN | 16089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,544 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Area | 480 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 7176 MAIN ST |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-5370 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-2 |
| Legal Description | CLIFFORD LOT & TRACT A |
| Legal Subdivision | PLAT: ID 1904268 |
| Legal Tract | A |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | WARE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 100203 |
Source: Gloucester County records · APN 16089
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7539 FORBES RD, GLOUCESTER, VA 23061-4270 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Aug 03, 2021 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Feb 01, 2021 | Warranty Deed, Transfer · Line of Credit CHESAPEAKE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2021 · Amount on Record |
| Deed Sale | Feb 01, 2021 · Amount on Record |
| Deed Document Number | 00D2100899 |
| Deed Book / Page | D / 2100899 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7176 MAIN ST, GLOUCESTER, VA 23061-5370 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0230000009 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | 230000009 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7176 MAIN ST, GLOUCESTER, VA 23061-5370 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0210005518 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 210005518 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Feb 01, 2021 |
| Property Address | 7176 MAIN ST, GLOUCESTER, VA 23061-5370 |
| Document Number | 0210000899 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 210000899 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7539 FORBES RD, GLOUCESTER, VA 23061-4270 |
| Document Number | 0210000902 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 210000902 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,918.00 (+5.34%) | $475,270 (-) Land $144,220 Building $331,050 | $475,270 (-) Land $144,220 Building $331,050 |
| 2024 | $2,770.00 | $475,270 (-) Land $144,220 Building $331,050 | $475,270 (-) Land $144,220 Building $331,050 |
| 2023 | $2,770.00 (+18.27%) | $475,270 (+47.11%) Land $144,220 Building $331,050 | $475,270 (+47.11%) Land $144,220 Building $331,050 |
| 2022 | $2,342.00 | $323,080 Land $83,320 Building $239,760 | $323,080 Land $83,320 Building $239,760 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 74 (1985–2022) |
| Claims Outside the SFHA | 4 of 74 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 39 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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