Lorain County property record for 7176 Lake Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 2024) |
| Tax Bill | $3,100 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-037-103-010 |
| Primary APN | 06-24-037-103-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| 2nd Floor Area | 356 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 260 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 326 sqft |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7176 LAKE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W OF R |
| Legal Subdivision | ELYRIA |
| Legal Tract | 24 |
| Legal Block | 103 |
| Legal Lot Number | 37 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 70300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7176 LAKE AVE, ELYRIA, OH 44035-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 20, 2017 | Trustee's Deed, Construction Loan NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Nov 22, 2013 |
| Deed Document Number | 2024005231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7176 LAKE AVE, ELYRIA, OH 44035-2433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7176 LAKE AVE, ELYRIA, OH 44035-2433 |
| Document Number | 0000008680 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024-0008680 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2034 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 20, 2017 |
| Property Address | 7176 LAKE AVE, ELYRIA, OH 44035-2433 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 644933 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 9, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 7176 LAKE AVE ELYRIA OH 440352433, ELYRIA, OH 44035-2433 |
| Document Number | 0000644933 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 644933 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 19, 2027 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,100.00 | $57,100 (+0.01%) Land $5,590 Building $51,510 | $163,120 (-) Land $15,960 Building $147,160 |
| 2024 | $3,100.00 (+13.51%) | $57,092 (+9.72%) Land $5,586 Building $51,506 | $163,120 (+9.72%) Land $15,960 Building $147,160 |
| 2023 | $2,731.00 (-0.58%) | $52,035 (+0.01%) Land $5,632 Building $46,403 | $148,670 (-) Land $16,090 Building $132,580 |
| 2022 | $2,747.00 | $52,030 Land $5,630 Building $46,400 | |
| 2021 | $148,670 Land $16,090 Building $132,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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