7175 Stokes Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 7175 Stokes Dr, Hayes, VA 23072

Property Summary

Property Type	Townhouse
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Jan 2025)
Tax Bill	$2,685 (2026)
Deeds & Mortgages	May 2021 Refinance May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42206`

Property Details

APN / Parcel Number

Primary APN	`42206`

Exterior

Architectural Style	Townhouse
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7175 STOKES DR
City	HAYES
State	VA
Zip	23072-3513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD1
Legal Description	RIVER CLUB AT TWIN ISLAND SUBD LOT 58
Legal Subdivision	RIVER CLUB AT TWIN ISLAND
Legal Lot Number	58
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	4
Census Block	4008
Census Tract	100301

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7175 STOKES DR, HAYES, VA 23072-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 22, 2020	Warranty Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	2025305
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7175 STOKES DR, HAYES, VA 23072-3513
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003529
Date	May 17, 2021
Instrument	210003529

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 22, 2020
Property Address	7175 STOKES DR, HAYES, VA 23072-3513
Document Number	200002370
Instrument Date	May 12, 2020
Instrument	200002370
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7175 STOKES DR, HAYES, VA 23072-3513

Mortgage

Document Number	200002371
Date	May 22, 2020
Instrument	200002371

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,685.00 (+7.7%)	$460,600 (+13.41%) Land $68,750 Building $391,850	$460,600 (+13.41%) Land $68,750 Building $391,850
2025	$2,493.00 (+5.32%)	$406,140 (-) Land $68,750 Building $337,390	$406,140 (-) Land $68,750 Building $337,390
2024	$2,367.00	$406,140 (-) Land $68,750 Building $337,390	$406,140 (-) Land $68,750 Building $337,390
2023	$2,367.00 (-1.38%)	$406,140 (+22.7%) Land $68,750 Building $337,390	$406,140 (+22.7%) Land $68,750 Building $337,390
2022	$2,400.00	$331,010 Land $51,670 Building $279,340	$331,010 Land $51,670 Building $279,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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