7175 S Shields Ridge Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 7175 S Shields Ridge Rd, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1970
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Sep 2022)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-10800-00`

Property Details

APN / Parcel Number

Primary APN	`004-10800-00`
Alternative APN	`53-11-01-100-002.000-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Terrain	Low
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	004-10800-00
Street Address	7175 S SHIELDS RIDGE RD
City	BLOOMINGTON
State	IN
Zip	47401-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PT NW NE 1-7-1W 1.14A
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3010
Census Tract	1501

Owner

7175 S Shields Ridge Rd is owned and occupied by an individual who bought it in September 2022.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7175 S SHIELDS RIDGE RD, BLOOMINGTON, IN 47401-9651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	202247413
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 16, 2022
Property Address	7175 S SHIELDS RIDGE RD, BLOOMINGTON, IN 47401-9651
Document Number	2022013830
Instrument Date	Sep 16, 2022
Instrument	2022013830
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	DOMINION TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7175 S SHIELDS RIDGE RD, BLOOMINGTON, IN 47401-9651

Mortgage

Document Number	2022013831
Date	Sep 16, 2022
Instrument	2022013831

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 15, 2017
Property Address	7175 S SHIELDS RIDGE RD, BLOOMINGTON, IN 47401-9651
Document Number	2017003286
Instrument Date	Mar 9, 2017
Instrument	2017003286
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7175 S SHIELDS RIDGE RD, BLOOMINGTON, IN 47401-9651

Mortgage

Document Number	2017003290
Date	Mar 15, 2017
Instrument	2017003290

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7175 S Shields Ridge Rd was $1,228, down 3.7% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-3.69%)	$187,900 Land $50,700 Building $137,200	$187,900 Land $50,700 Building $137,200
2024	$1,275.00
2023		$173,300 (+17.97%) Land $40,600 Building $132,700	$173,300 (+17.97%) Land $40,600 Building $132,700
2022	$912.00	$146,900 Land $40,600 Building $106,300	$146,900 Land $40,600 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7175 S Shields Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7175 S Shields Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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