Lorain County property record for 7175 Oberlin Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 3,490 sqft Living Area |
| Lot Size | 40,075 sqft (0.919 acres) |
| Garage | Detached, 768 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,679.00 (2025) |
| Primary APN | 05-00-064-000-063 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,490 sqft Living Area |
| 1st Floor | 2,108 sqft 1st Floor |
| 2nd Floor | 480 sqft 2nd Floor |
| Upper Floors | 686 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 40,075 sqft (0.919 acres) |
| Depth X Width | 220 ft x 150 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 768 sqft Garage |
| Deck Area | 224 sqft Deck |
|---|---|
| Patio Area | 260 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 7175 OBERLIN RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1901 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 04-05-004 -094-00 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 64 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 50100 |
Source: Lorain County records · APN 05-00-064-000-063
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7175 OBERLIN RD, ELYRIA, OH 44035-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 01, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2016 |
| Deed Sale | Jun 09, 2016 |
| Prior Sale | Jun 09, 2016 |
| Deed Doc Number | 2016092263 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7175 OBERLIN RD, ELYRIA, OH 44035-1901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000808268 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-0808268 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7175 OBERLIN RD, ELYRIA, OH 44035-1901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210808268 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-0808268 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7175 OBERLIN RD, ELYRIA, OH 44035-1901 |
| Document Number | 0000725140 |
| Instrument Date | Jul 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7175 OBERLIN RD ELYRIA OH 440351901, ELYRIA, OH 44035-1901 |
| Document Number | 0000725140 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 725140 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,679.00 | $104,200 (+%) Land $18,380 Building $85,820 | $297,710 (-) Land $52,500 Building $245,210 |
| 2024 | $2,679.00 (-26.9%) | $104,199 (+13.72%) Land $18,375 Building $85,824 | $297,710 (+13.72%) Land $52,500 Building $245,210 |
| 2023 | $3,665.00 (+3.04%) | $91,627 (%) Land $17,749 Building $73,878 | $261,790 (-) Land $50,710 Building $211,080 |
| 2022 | $3,557.00 | $91,630 Land $17,750 Building $73,880 | |
| 2021 | $261,790 Land $50,710 Building $211,080 |
7175 Oberlin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures