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7175 E Silver Lode Dr, Prescott Valley, AZ 86314 Property Records

Yavapai County property record for 7175 E Silver Lode Dr, Prescott Valley, AZ 86314

Property Summary

Property TypeSingle Family Home
Details1,384 sqft · built 1999
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$85,145 (Apr 1999)
Tax Bill$1,639 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN103-36-244

Property Details

APN / Parcel Number

Primary APN103-36-244
Alternative APNs
  • 1033624400
  • 103362440

Interior

Stories1 Story
Building Area1,384 sqft Living Area
Gross Area1,810 sqft
1st Floor Area1,384 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area426 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area212 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number103362440
Street Address7175 E SILVER LODE DR
CityPRESCOTT VALLEY
StateAZ
Zip86314-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESCOTT VALLEY #18 LOT 5066
Legal Range01W
Legal Township15
Legal Section35
Legal SubdivisionPRESCOTT VALLEY
Legal Lot Number5066
JurisdictionYAVAPAI AZ
Township / Civil DivisionPRESCOTT
Census Block Group4
Census Block4006
Census Tract613

Owner

Source: Yavapai County assessment roll, APN 103-36-244, as of April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7022 96TH ST E, PUYALLUP, WA 98371-6565
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · VA Mortgage
GARDNER FINANCIAL SERVICES LTD
Jan 20, 2021Deed of Trust, Mortgage · Line of Credit
ONEAZ CU
Jul 01, 2022Warranty Deed, Transfer · Conventional Mortgage
NFM LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 1999 · Amount on Record
Deed SaleApr 22, 1999 · Amount on Record
Prior SaleApr 22, 1999 · Amount on Record
Deed Document Number19993140968
Deed Book / Page3657 / 140
Last Transfer DateJul 01, 2022
Transfer Doc0000041104
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address7175 E SILVER LODE DR, PRESCOTT VALLEY, AZ 86314-3132
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7075 E SILVER LODE DR, PRESCOTT VALLEY, AZ 86314-3157

Mortgage

Document Number0000007669
DateFeb 23, 2026
Instrument2026-0007669
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78259
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address7175 E SILVER LODE DR, PRESCOTT VALLEY, AZ 86314-3132
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7175 E SILVER LODE DR, PRESCOTT VALLEY, AZ 86314-3132

Mortgage

Document Number0000004027
DateJan 20, 2021
Instrument2021-0004027
Lender
NameONEAZ CU
TypeCredit Union
AddressPHOENIX, AZ 85027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 19, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYAVAPAI AZ
Recording DateJul 01, 2022
Property Address7175 E SILVER LODE DR, PRESCOTT VALLEY, AZ 86314-3132
Document Number0000041103
Map ReferenceMB 14 PG 82
Instrument DateJun 21, 2022
Instrument2022-0041103
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyLANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7175 E SILVER LODE DR, 7175, PRESCOTT VALLEY, AZ 86314-3132

Transferred To (Grantee/Buyer)

NameVerified Name
Address7022 96TH ST E, PUYALLUP, WA 98371-6565

Mortgage

Document Number0000041105
DateJul 01, 2022
Instrument2022-0041105
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.1%
Index1-Year CMT
Max Rate11.1%

Tax Assessment & Valuation

Source: Yavapai County assessment roll as of April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
MunicipalityPrescott Valley Town
Unified School DistrictHumboldt Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2027$33,389 (+5.31%)$333,891 (+5.31%) Land $58,113 Building $275,778
2026$31,704 (+3.27%)$317,042 (+3.27%) Land $58,572 Building $258,470
2025$1,639.00 (+1.11%)$30,701 Land $5,324 Building $25,377$307,005 Land $53,237 Building $253,768
2024$1,621.00 (+29.89%)
2022$1,248.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yavapai County (04025C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040250006134, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 416 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mile High Networks
Fixed Wireless		1,000 / 1,000
Cable One
Cable · Fiber in parts of the area		1,000 / 50
Midvale Telephone Exchange
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0413048, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF PRESCOTT VALLEY
serves 57,048 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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