7174 Windcliff Dr, South Haven, MI 49090 Property Records

Allegan County property record for 7174 Windcliff Dr, South Haven, MI 49090

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.476 acres (20,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Mar 2017)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-780-012-10`

Property Details

APN / Parcel Number

Primary APN	`02-780-012-10`
Alternative APN	`03-02-780-012-10`

Exterior

Lot Area	20,735 sqft (0.476 acres)
Lot Dimensions	166 ft deep x 250 ft wide

Location & Zoning

Street Address	7174 WINDCLIFF DR
City	SOUTH HAVEN
State	MI
Zip	49090-8668
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	UNIT 22 AS AMMENDED WINDCLIFF SHORES CONDOMINIUM SEC 25 T1N R17W (2015).
Legal Range	17W
Legal Township	01N
Legal Section	25
Legal Subdivision	WINDCLIFF SHORES CONDOMINIUM
Legal Unit	22
Jurisdiction	ALLEGAN MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2000
Census Tract	30901

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	563 TAYLOR AVE, GLEN ELLYN, IL 60137-4242
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Deed Book / Page	4118 / 396
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 2, 2017
Property Address	7174 WINDCLIFF DR, SOUTH HAVEN, MI 49090-8668
Document Number	4118/396
Book / Page	4118 / 396
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	A S K SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,986.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 JENNINGS LNDG, 615, BATTLE CREEK, MI 49015-3528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	563 TAYLOR AVE, GLEN ELLYN, IL 60137-4242

Mortgage

Document Number	4118399
Date	Mar 2, 2017
Instrument	4118/399

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Casco Township
Unified School District	South Haven Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,400 (+37.37%) Land $122,400	$244,800 (+37.37%) Land $244,800
2025	$4,719.00
2023		$89,100 Land $89,100	$178,200 Land $178,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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