7174 N 430 Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 7174 N 430 Rd, Hulbert, OK 74441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 2010
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Tax Bill	$835 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47952`

Property Details

APN / Parcel Number

Primary APN	`47952`
Alternative APN	`0000-06-18N-21E-0-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47952
Street Address	7174 N 430 RD
City	HULBERT
State	OK
Zip	74441-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T18N R21E S06 E209.90' OF S13.75ACS LT 4 LESS N208.90
Legal Range	21E
Legal Township	18N
Legal Section	06
Legal Lot Number	4
Jurisdiction	CHEROKEE OK
Township / Civil Division	NORTH CHEROKEE
Census Block Group	2
Census Block	2065
Census Tract	977600

Owner

7174 N 430 Rd is owned and occupied by two individuals who acquired it in January 2010.

Source: Cherokee County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7174 N 430 RD, HULBERT, OK 74441-5443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2010
Deed Sale	Jan 26, 2010
Deed Document Number	2010553
Deed Book / Page	977 / 722
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Recording Date	Aug 31, 2026
Property Address	7174 N 430 RD, HULBERT, OK 74441-5443
Document Number	0000006369
Book / Page	1492 / 60
Instrument Date	Aug 20, 2026
Instrument	20266369
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7174 N 430 RD, HULBERT, OK 74441-5443

Mortgage

Document Number	0000006369,
Date	Aug 31, 2026
Book Page	1492/60
Instrument	20266369

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7174 N 430 Rd was $835 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Peggs Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,072 (+2.99%) Land $389 Building $12,683	$118,842 (-24.46%) Land $3,540 Building $115,302
2025	$835.00 Homeowner's exemption	$12,692 (+3%) Land $389 Building $12,303	$157,319 (-3.4%) Land $3,540 Building $153,779
2024	$835.00 (+6.64%) Homeowner's exemption	$12,322 (+3%) Land $389 Building $11,933	$162,859 (+9.35%) Land $3,540 Building $159,319
2023	$783.00 (-5.55%) Homeowner's exemption	$11,963 (+3%) Land $389 Building $11,574	$148,938 (+33.44%) Land $3,540 Building $145,398
2022	$829.00	$11,615 Land $433 Building $11,182	$111,616 Land $4,158 Building $107,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7174 N 430 Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7174 N 430 Rd is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 62% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEGGS WATER COMPANY serves 1,925 people · EPA ID OK1221630
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500