Monroe County property record for 7174 Clayton Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,014 sqft · built 2016 |
| Lot Size | 5.16 acres (224,770 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,574 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-200-016-000 |
| Primary APN | 07-29-200-016-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 2,014 sqft Living Area |
| 1st Floor Area | 2,014 sqft |
| Basement Area | 2,014 sqft |
| Unfinished Basement | 2,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 224,770 sqft (5.16 acres) |
| Garage Area | 1,006 sqft |
| Porch | Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|
| Street Address | 7174 CLAYTON RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 29 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7174 CLAYTON RD, WATERLOO, IL 62298-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7174 CLAYTON RD, WATERLOO, IL 62298-4440 |
| Document Number | 0000397130 |
| Instrument Date | Jul 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7174 CLAYTON RD WATERLOO IL 622984440, WATERLOO, IL 62298-4440 |
| Document Number | 0000397130 |
|---|---|
| Date | Jul 14, 2018 |
| Instrument | 397130 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jul 13, 2043 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,574.00 (+4.39%) Homeowner's exemption | $182,270 (+12.8%) Land $23,890 Building $158,380 | $546,810 (+12.8%) Land $71,670 Building $475,140 |
| 2024 | $10,129.00 | ||
| 2022 | Additional exemption filed | $161,590 Land $23,890 Building $137,700 | $484,770 Land $71,670 Building $413,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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