Monroe County property record for 7173 W Capstone Cir, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 2011 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,500 (Jul 2019) |
| Tax Bill | $2,293 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Aug 2010 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-12775-52 |
| Primary APN | 009-12775-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 009-12775-52 |
|---|---|
| Street Address | 7173 W CAPSTONE CIR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROMINENCE POINTE 4TH LOT 52 |
| Legal Subdivision | PROMINENCE POINTE SUB PH IV |
| Legal Lot Number | 52 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1304 |
7173 W Capstone Cir is owned and occupied by an individual who bought it in July 2019.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7173 W CAPSTONE CIR, BLOOMINGTON, IN 47404-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 3, 2010 | Warranty Deed, Subdivision Related Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on File |
| Deed Sale | Jul 22, 2019 · Amount on File |
| Prior Sale | May 21, 2014 · Amount on File |
| Deed Document Number | 201910301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 22, 2019 |
| Property Address | 7173 W CAPSTONE CIR, BLOOMINGTON, IN 47404-8809 |
| Document Number | 2019010301 |
| Map Reference | DOC 2006000165 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2019010301 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7173 W CAPSTONE CIR, BLOOMINGTON, IN 47404-8809 |
| Document Number | 2019010302 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019010302 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 3, 2010 |
| Property Address | 7173 W CAPSTONE CIR, BLOOMINGTON, IN 47404-8809 |
| Document Number | 2010011014 |
| Map Reference | DOC2006000165 CABD |
| Instrument Date | Aug 2, 2010 |
| Instrument | 2010011014 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7173 W CAPSTONE CIR, BLOOMINGTON, IN 47404-8809 |
| Investor | Possibly a Property Investor |
| Document Number | 2010011015 |
|---|---|
| Date | Aug 3, 2010 |
| Instrument | 2010011015 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Aug 2, 2043 |
The 2025 property tax bill for 7173 W Capstone Cir was $2,293, down 11% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Municipality | Ellettsville Town |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,293.00 (-10.99%) | $259,700 Land $47,000 Building $212,700 | $259,700 Land $47,000 Building $212,700 |
| 2024 | $2,576.00 | ||
| 2023 | $235,300 (+3.43%) Land $42,800 Building $192,500 | $235,300 (+3.43%) Land $42,800 Building $192,500 | |
| 2022 | $2,271.00 Homeowner's exemption | $227,500 Land $30,800 Building $196,700 | $227,500 Land $30,800 Building $196,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7173 W Capstone Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7173 W Capstone Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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