7171 Sirak Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7171 Sirak Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,521 sqft · built 2023
Lot Size	0.168 acres (7,329 sqft)
Owner	Individual Name on File
Last Sale	$1,495,000 (Jul 2024)
Tax Bill	$17,964 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale
Flood Zone	Zone D (undetermined)
APN	`808-63-058`

Property Details

APN / Parcel Number

Primary APN	`808-63-058`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,521 sqft Living Area
1st Floor Area	1,558 sqft
2nd Floor Area	1,963 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Construction Type	Wood
Lot Area	7,329 sqft (0.168 acres)
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7171 SIRAK DR
City	GILROY
State	CA
Zip	95020-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ND
Legal Description	TR 10558 LOT 58
Legal Tract	10558
Legal Lot Number	58
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	512510

Owner

7171 Sirak Dr is owned and occupied by an individual who bought it in July 2024.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7171 SIRAK DR, GILROY, CA 95020-2769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 10, 2023	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Oct 10, 2023 · Amount on File
Deed Document Number	25668024
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7171 SIRAK DR, GILROY, CA 95020-2769
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7171 SIRAK DR, GILROY, CA 95020-2769

Mortgage

Document Number	0025870915
Date	Sep 17, 2025
Instrument	25870915

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	4141 CAMINO DEL RIO S, SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 10, 2023
Property Address	7171 STRAK DR, GILROY, CA 95020-2769
Document Number	0025542834
Map Reference	MB 945 PG 46-51
Instrument Date	Oct 10, 2023
Instrument	25542834
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 CARNINO RAMON #130 # 130, 130, SAN RAMON, CA 94583
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7171 Sirak Dr was $17,964 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,964.00 Homeowner's exemption	$1,469,592 Land $494,592 Building $975,000
2023	$5,162.00	$411,045 Land $411,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7171 Sirak Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7171 Sirak Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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