717 Winding Way, Cincinnati, OH 45245 Property Records

Clermont County property record for 717 Winding Way, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1971
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-48-05I-127`

Property Details

APN / Parcel Number

Primary APN	`41-48-05I-127`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,935 sqft (0.274 acres)
View / Lot	Cul-de-sac
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Patio Area	112 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	717 WINDING WAY
City	CINCINNATI
State	OH
Zip	45245-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHAM WOODS SEC 1; LOT 127
Legal Subdivision	WITHAM WOODS SEC 1
Legal Lot Number	127
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41201

Owner

717 Winding Way is owned and occupied by an individual who acquired it in July 2026.

Source: Clermont County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	717 WINDING WAY, CINCINNATI, OH 45245-2422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer · VA Mortgage USAA FSB
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026
Deed Sale	Jul 16, 2026
Prior Sale	Jun 4, 2013 · Amount on File
Deed Document Number	202616186
Deed Book / Page	3028 / 3802
Prior Transfer Date	Jun 25, 2026
Prior Transfer Doc	0000016186
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 16, 2026
Property Address	717 WINDING WAY, CINCINNATI, OH 45245-2422
Document Number	0000016186
Book / Page	3028 / 3802
Instrument Date	Jun 25, 2026
Instrument	202616186
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016187,
Date	Jul 16, 2026
Instrument	202616187

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	717 WINDING WAY, CINCINNATI, OH 45245-2422
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 WINDING WAY, CINCINNATI, OH 45245-2422

Mortgage

Document Number	0000002876
Date	Jan 27, 2022
Book Page	2909/5671
Instrument	202200002876

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	257 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 717 Winding Way was $2,494 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00	$49,560 Land $11,130 Building $38,430
2024			$141,600 (-) Land $31,800 Building $109,800
2023	$4,929.00 (+126.52%) Homeowner's exemption	$49,560 (+32.69%) Land $11,130 Building $38,430	$141,600 Land $31,800 Building $109,800
2022	$2,176.00 Homeowner's exemption	$37,350 Land $8,400 Building $28,950
2020			$106,700 Land $24,000 Building $82,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 717 Winding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 Winding Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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