717 Short John St, Covington, KY 41016 Property Records

Kenton County property record for 717 Short John St, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1875
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$21,650 (Jan 2023)
Tax Bill	$662 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-14-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`040-14-00-004.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,050 sqft Finished Area

Exterior

Year Built	Built 1875
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0401400004.00
Street Address	717 SHORT JOHN ST
City	COVINGTON
State	KY
Zip	41016-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONES LOT 41 & PT LOT 42
Legal Subdivision	CONES W W
Legal Lot Number	41,42
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4006
Census Tract	63800

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 SHORT JOHN ST, COVINGTON, KY 41016-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed, Transfer · Stand-Alone First Mortgage STEPHEN GAVIN
Nov 14, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	0000211316
Deed Book / Page	211 / 316
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jan 30, 2023
Property Address	717 SHORT JOHN ST, COVINGTON, KY 41016-1652
Document Number	0005900123
Book / Page	KC 211 / 316
Instrument Date	Jan 27, 2023
Instrument	23013005900123
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 PINNACLE WAY, LUDLOW, KY 41016-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 SHORT JOHN ST, COVINGTON, KY 41016-1652

Mortgage

Document Number	0005900124
Date	Jan 30, 2023
Book Page	KCM 436/973
Instrument	23013005900124

Lender

Name	STEPHEN GAVIN
Type	Private Party
Address	717 SHORT JOHN ST, COVINGTON, KY 41016

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2028

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 14, 2019
Property Address	717 SHORT JOHN ST, COVINGTON, KY 41016-1652
Document Number	0000000200
Book / Page	0C6802 / 000003
Instrument Date	Nov 14, 2019
Instrument	200
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PINNACLE WAY LUDLOW KY 410161702, LUDLOW, KY 41016-1702

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00 (-0.6%)	$50,000 (-) Land $7,000 Building $43,000	$50,000 (-) Land $7,000 Building $43,000
2023	$666.00 (+0.91%)	$50,000 (-) Land $7,000 Building $43,000	$50,000 (-) Land $7,000 Building $43,000
2022	$660.00	$50,000 Land $7,000 Building $43,000	$50,000 Land $7,000 Building $43,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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