717 S Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 717 S Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,606 sqft · built 1960
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$159,300 (Aug 2017)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.04003003`

Property Details

APN / Parcel Number

Primary APN	`193.007.04003003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Lot Area	44,867 sqft
Lot Dimensions	308 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	986 sqft
Porch	Covered Concrete/Masonry Porch
Porch Area	396 sqft
Patio Area	1,143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	717 S MILL ST
City	FESTUS
State	MO
Zip	63028-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PT US SURVEY 1906
Legal Range	4E
Legal Township	40N
Legal Section	07
Legal Subdivision	US SURV 1906
Legal Block	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3004
Census Tract	700900

Owner

717 S Mill St is owned and occupied by two individuals who acquired it in November 2024.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	717 S MILL ST, FESTUS, MO 63028-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK
Oct 19, 2018	Deed of Trust, Mortgage FIRST ST CMNTY BK
Aug 14, 2017	Quit Claim Deed, Mortgage FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on File
Deed Sale	Aug 14, 2017 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Document Number	201725099
Last Transfer Date	Nov 8, 2024
Transfer Doc	0000028460
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	717 S MILL ST, FESTUS, MO 63028-2626
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004315
Date	Feb 23, 2023
Instrument	2023R-004315

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Mar 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	717 S MILL ST, FESTUS, MO 63028-2626
Document Number	0000000751
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	717 S MILL ST FESTUS MO 630282626, FESTUS, MO 63028-2626

Mortgage

Document Number	0000000751
Date	Jan 7, 2020
Instrument	751

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	717 S MILL ST, FESTUS, MO 63028-2626
Document Number	0000034984
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 ISALAH HILLSBORO MO 63050, HILLSBORO, MO 63050

Mortgage

Document Number	0000034984
Date	Nov 16, 2018
Instrument	34984

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Amount	Amount on Record

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 14, 2017
Property Address	717 S MILL ST, FESTUS, MO 63028-2626
Document Number	0000025099
Instrument Date	Aug 7, 2017
Instrument	25099
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	717 S MILL ST FESTUS MO 630282626, FESTUS, MO 63028-2626

Mortgage

Document Number	25100
Date	Aug 14, 2017
Instrument	25100

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 717 S Mill St was $1,635, up 5.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,800 (-) Land $3,000 Building $26,800	$156,600 (-) Land $15,800 Building $140,800
2025	$1,635.00 (+5.42%)	$29,800 Land $3,000 Building $26,800	$156,600 (-) Land $15,800 Building $140,800
2024	$1,551.00 (+0.52%)		$156,600 (+8.52%) Land $15,800 Building $140,800
2023	$1,543.00	$27,400 Land $3,000 Building $24,400	$144,300 Land $15,800 Building $128,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 717 S Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 S Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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