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717 Ritchey St, Gainesville, TX 76240 Property Records

Cooke County property record for 717 Ritchey St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 920 sqft · built 1940
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on File
Tax Bill$2,484 (2026)
Deeds & MortgagesJan 2022 Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN2905-004-00001

Property Details

APN / Parcel Number

Primary APN2905-004-00001
Alternative APN
  • 20838

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area920 sqft Living Area
Gross Area1,336 sqft
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area10,062 sqft (0.231 acres)
PorchSlab
Porch Area96 sqft
Storage Building128 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2905-004-00001
Street Address717 RITCHEY ST
CityGAINESVILLE
StateTX
Zip76240-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODSMITH; BLOCK 4; LOT 1 & 4
Legal SubdivisionWOODSMITH
Legal Block4
Legal Lot Number1,4
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3015
Census Tract600

Owner

717 Ritchey St is owned by an individual who acquired it in January 2020.

Source: Cooke County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1201 HILLSIDE DR, GAINESVILLE, TX 76240-2921
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Vendor's Lien, Transfer · Commercial Mortgage
NASCOGA FCU
Jan 21, 2020Warranty Deed, Transfer
GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020
Deed SaleJan 21, 2020
Deed Document Number2020478
Deed Book / Page2307 / 153
Prior Transfer DateFeb 18, 2009
Prior Transfer Doc0000001068
Record UpdatedOct 29, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJan 19, 2022
Property Address717 RITCHEY ST, GAINESVILLE, TX 76240-3532
Document Number002481/133
Book / Page2481 / 133
Instrument DateJan 14, 2022
Instrument478
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyMONTAGUE COUNTY ABSTRACT AND TITLE, MORTGAGE CNTY ABSTRACT & TTL

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1915 PEASE ST, VERNON, TX 76384-4607

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 PALMER ST, ROSSTON, TX 76263-9707
InvestorPossibly a Property Investor

Mortgage

Document Number0000000476
DateJan 19, 2022
Instrument476
Lender
NameNASCOGA FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueJan 14, 2037

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateJan 21, 2020
Property Address717 RITCHEY ST, GAINESVILLE, TX 76240-3532
Document Number002307/153
Book / Page2307 / 153
Instrument DateJan 17, 2020
Instrument2020-00478
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyGAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1434, GAINESVILLE, TX 76241-1434

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 HILLSIDE DR, GAINESVILLE, TX 76240-2921

Tax Assessment & Valuation

The 2026 property tax bill for 717 Ritchey St was $2,484.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,484.00$118,738 (-) Land $40,854 Building $77,884$118,738 (-) Land $40,854 Building $77,884
2025$2,484.00 (+10.4%)$118,738 Land $40,854 Building $77,884$118,738 Land $40,854 Building $77,884
2024$2,250.00
2023$112,259 Land $37,129 Building $75,130$112,259 Land $37,129 Building $75,130
2022$2,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 717 Ritchey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 Ritchey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: Element8.

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