717 Peck Pl, Elgin, IL 60120 Property Records

Cook County property record for 717 Peck Pl, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,070 sqft · built 1988
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Dec 2018)
Tax Bill	$4,226 (2023)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-401-044`

Property Details

APN / Parcel Number

Primary APN	`06-19-401-044`
Alternative APN	`06-19-401-044-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	717 PECK PL
City	ELGIN
State	IL
Zip	60120-8514
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	LUDLOW & STELFORDS ADD/ELGIN
Legal Block	1
Legal Lot Number	20,19
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1027
Census Tract	804406

Owner

717 Peck Pl, a townhouse, is owned and occupied by an individual who bought it in December 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	717 PECK PL, ELGIN, IL 60120-8514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CU
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CIBM BANK
Dec 31, 2018	Warranty Deed, Transfer · FHA Mortgage PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Deed Document Number	201847020
Prior Transfer Date	Mar 17, 2014
Prior Transfer Doc	0000049054
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	717 PECK PL, ELGIN, IL 60120-8514
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010806077
Date	Apr 18, 2023
Instrument	2310806077

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union
Address	MORTON GROVE, IL 60053

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	717 PECK PL, ELGIN, IL 60120-8514
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008401337
Date	Mar 25, 2021
Instrument	2108401337

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 31, 2018
Property Address	717 PECK PL, ELGIN, IL 60120-8514
Document Number	1836547020
Instrument Date	Dec 12, 2018
Instrument	36547020
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 PECK PL ELGIN IL 601208514, ELGIN, IL 60120-8514

Mortgage

Document Number	1836547021
Date	Dec 31, 2018
Instrument	36547021

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 Land $4,410 Building $15,590	$200,000 Land $44,100 Building $155,900
2023	$4,226.00 (+3.65%)
2022	$4,077.00 Homeowner's exemption	$17,998 Land $2,998 Building $15,000	$179,980 Land $29,980 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 717 Peck Pl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 Peck Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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