Lucas County property record for 717 N 5th St, Chariton, IA 50049
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,660 sqft · built 1962 |
| Lot Size | 0.595 acres (25,918 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,570 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0720179004 |
| Primary APN | 0720179004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Basement Area | 1,660 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 860 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,918 sqft (0.595 acres) |
| Patio Area | 145 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 717 N 5TH ST |
|---|---|
| City | CHARITON |
| State | IA |
| Zip | 50049-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-72-21 TROXELLS E135' OF N192' BLK 4 |
| Legal Range | 21W |
| Legal Township | 72N |
| Legal Section | 20 |
| Legal Subdivision | TROXELLS |
| Legal Block | 4 |
| Jurisdiction | LUCAS IA |
| Township / Civil Division | CHARITON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950400 |
717 N 5th St is owned and occupied by two individuals who acquired it in July 2013.
Source: Lucas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 717 N 5TH ST, CHARITON, IA 50049-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit MIDWEST HERITAGE BANK FSB |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2013 |
| Transfer Doc | F2013/0872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 717 N 5TH ST, CHARITON, IA 50049-1321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230618 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-0618 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | May 20, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 717 N 5TH ST, CHARITON, IA 50049-1321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220189 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-0189 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 2, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 717 N 5TH ST, CHARITON, IA 50049-1321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020201766 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-1766 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 717 N 5th St was $5,570, up 16.3% from the year before.
Source: Lucas County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Lucas County |
| Municipality | Chariton City |
| Unified School District | Chariton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,570.00 (+16.33%) | $285,735 (-) Land $40,704 Building $245,031 | $285,735 (-) Land $40,704 Building $245,031 |
| 2025 | $4,788.00 | $285,735 Land $40,704 Building $245,031 | $285,735 Land $40,704 Building $245,031 |
| 2024 | $4,788.00 | ||
| 2023 | $220,233 Land $40,704 Building $179,529 | $220,233 Land $40,704 Building $179,529 | |
| 2021 | $3,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 717 N 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 717 N 5th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 86% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARITON MUNICIPAL WATER WORKS serves 4,381 people · EPA ID IA5903011 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | No certified operator Oct 2015 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
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