Allegany County property record for 717 Hill Top Dr, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,668 sqft · built 1917 |
| Lot Size | 0.084 acres (3,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Oct 2014) |
| Tax Bill | $682 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-005724 |
| Primary APN | 04-005724 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Total Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,675 sqft (0.084 acres) |
| Lot Dimensions | 105 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 324 sqft |
| Deck Area | 235 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 005724 |
|---|---|
| Street Address | 717 HILL TOP DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 717 HILLTOP DR LOT 13 BLK 10 35X105 JH |
| Legal Subdivision | CUMBERLAND HEIGHTS ADD CUMBERL |
| Legal Block | 10 |
| Legal Lot Number | 13 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
717 Hill Top Dr is owned and occupied by an individual who bought it in October 2014.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 717 HILL TOP DR, CUMBERLAND, MD 21502-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2014 · Amount on File |
| Deed Sale | Oct 24, 2014 · Amount on File |
| Prior Sale | Jun 4, 2007 |
| Deed Book / Page | 2091 / 304 |
| Prior Transfer Date | Mar 6, 2007 |
| Prior Transfer Doc | 001391-0343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 717 HILL TOP DR, CUMBERLAND, MD 21502-3613 |
| Document Number | 0023900222 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 717 HILL TOP DR CUMBERLAND MD 215023613, CUMBERLAND, MD 21502-3613 |
| Document Number | 0023900222 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 002390/000222 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2048 |
The 2025 property tax bill for 717 Hill Top Dr was $682.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,700 (+7.08%) Land $7,300 Building $72,400 | $79,700 (-) Land $7,300 Building $72,400 | |
| 2025 | $682.00 | $74,433 | $79,700 Land $7,300 Building $72,400 |
| 2023 | $594.00 | $63,900 Land $7,300 Building $56,600 | $63,900 Land $7,300 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 717 Hill Top Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 717 Hill Top Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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