717 Forest St, Destin, FL 32541 Property Records

Okaloosa County property record for 717 Forest St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1998
Lot Size	0.207 acres (8,999 sqft)
Owner	Company Name on File
Last Sale	$168,750 (Dec 2019)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Dec 2019 Sale Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5592-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5592-3`
Alternative APNs	`00-2S-22-0518-0000-0090` `22S200051800000090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,550 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Attached
Garage Area	391 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	717 FOREST ST
City	DESTIN
State	FL
Zip	32541-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD OAKS T/H LOT 9
Legal Subdivision	EMERALD OAKS T/H
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23306

Owner

717 Forest St is owned by a company that bought it in December 2019.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	806 DAWN LN, DESTIN, FL 32541-2038
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Quit Claim Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC
Dec 18, 2019	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	20193325445
Deed Book / Page	3434 / 3116
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0034343116
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 18, 2019
Property Address	717 FOREST ST, DESTIN, FL 32541-1569
Document Number	0034343093
Book / Page	003434 / 003093
Instrument Date	Dec 2, 2019
Instrument	3325443
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$688.88
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CALHOUN AVE #205 DESTIN FL 325415510, 205, DESTIN, FL 32541-5510

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 18, 2019
Property Address	717 FOREST ST, DESTIN, FL 32541-1569
Document Number	0034343116
Book / Page	003434 / 003116
Instrument Date	Dec 2, 2019
Instrument	3325445
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,181.25
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 CALHOUN AVE #205 DESTIN FL 325415510, 205, DESTIN, FL 32541-5510

Mortgage

Document Number	34343095
Date	Dec 18, 2019
Book Page	003434/003095
Instrument	3325444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 717 Forest St was $3,851.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,851.00	$346,408 Land $80,000 Building $266,408	$346,408 Land $80,000 Building $266,408
2023	$3,401.00 (+13.78%)	$320,730 (+19.78%) Land $45,000 Building $275,730	$320,730 (+19.78%) Land $45,000 Building $275,730
2022	$2,989.00	$267,757 Land $45,000 Building $222,757	$267,757 Land $45,000 Building $222,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 717 Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 Forest St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: LiveOak Fiber, T-Mobile, Verizon.

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