Chesapeake City property record for 717 Charles St, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 2003 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Apr 2023) |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Refinance + 1 more |
| APN | 0351005003470 |
| Primary APN | 0351005003470 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 690 sqft |
| Upper Floors Area | 690 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 412 sqft |
| Patio Area | 332 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 717 CHARLES ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 5 BLK 29 CRESTWOOD |
| Legal Subdivision | CRESTWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20903 |
717 Charles St is owned and occupied by an individual who bought it in April 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Sep 30, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance KS STATEBANK |
| Mar 23, 2020 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on File |
| Deed Sale | Apr 6, 2023 · Amount on File |
| Prior Sale | Sep 30, 2021 |
| Deed Document Number | 20236923 |
| Deed Book / Page | 10651 / 1464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 6, 2023 |
| Property Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Document Number | 10651/1464 |
| Book / Page | 10651 / 1464 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 230006923 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Document Number | 0230006924 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 230006924 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 30, 2021 |
| Property Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Document Number | 10454/1083 |
| Book / Page | 10454 / 1083 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 210044465 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Document Number | 10454/1086 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 10454/1086 |
| Instrument | 210044466 |
| Name | KS STATEBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 23, 2020 |
| Property Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Document Number | 10127/1359 |
| Book / Page | 10127 / 1359 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 200008982 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 CHARLES ST, CHESAPEAKE, VA 23320-6411 |
| Document Number | 200008983 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 200008983 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 717 Charles St was $3,102, down 0.7% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,800 (+5.44%) Land $110,000 Building $213,800 | $323,800 (+5.44%) Land $110,000 Building $213,800 | |
| 2025 | $3,102.00 (-0.7%) | $307,100 Land $100,000 Building $207,100 | $307,100 Land $100,000 Building $207,100 |
| 2024 | $3,124.00 | ||
| 2023 | $279,000 (+11.16%) Land $90,000 Building $189,000 | $279,000 (+11.16%) Land $90,000 Building $189,000 | |
| 2022 | $251,000 Land $80,000 Building $171,000 | $251,000 Land $80,000 Building $171,000 | |
| 2019 | $2,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 717 Charles St; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 334 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 334 in force |
| Nearby Flood Claims | 9 (2003–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 717 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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