7169 Davis Rd, Rome, NY 13440 Property Records

Oneida County and Floyd Town property record for 7169 Davis Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,780 sqft · built 1985
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Sep 2013)
Tax Bill	$6,424 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303600 245.000-1-38`

Property Details

APN / Parcel Number

Primary APN	`303600 245.000-1-38`
Alternative APNs	`360024500000010380000000` `006422`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	006422
Street Address	7169 DAVIS RD
City	ROME
State	NY
Zip	13440-0508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	ONEIDA NY
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2006
Census Tract	23702

Owner

Source: Oneida County and Floyd Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7169 DAVIS RD, ROME, NY 13440-0508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2013 · Amount on Record
Deed Sale	Sep 4, 2013 · Amount on Record
Deed Book / Page	2013 / 15203
Last Transfer Date	Apr 2, 2025
Transfer Doc	0000004301
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Jul 29, 2026
Property Address	7169 DAVIS RD, ROME, NY 13440-0508
Document Number	0000009953
Instrument Date	Jul 24, 2026
Instrument	20269953
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7169 DAVIS RD, ROME, NY 13440-0508

Mortgage

Document Number	0000009953,
Date	Jul 29, 2026
Instrument	20269953

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7169 DAVIS RD, ROME, NY 13440-0508
Document Number	0000004904
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7169 DAVIS RD ROME NY 134400508, ROME, NY 13440-0508

Mortgage

Document Number	0000004904
Date	Apr 23, 2020
Instrument	4904

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2035

Tax Assessment & Valuation

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Floyd Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,424.00 (+0.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$6,410.00 (+187.06%)	$155,200 (-) Land $22,300 Building $132,900	$304,314 (+11.76%) Land $43,726 Building $260,588
2023		$155,200 (-) Land $22,300 Building $132,900	$272,281 (+19.3%) Land $39,123 Building $233,158
2022	$2,233.00 Homeowner's exemption	$155,200 Land $22,300 Building $132,900	$228,235 Land $32,794 Building $195,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida County Rural Telephone Fiber	1,000 / 100
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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